Term life insurance products

Simplified issue term coverage

Get coverage for your temporary insurance needs, such as for a mortgage, if you are worried about not qualifying for traditional insurance because of your health status.

Access Life T20 insurance gives you:

  • Term coverage for a 20-year period.
  • Premiums that will never increase, regardless of your health status.
  • The option to renew your insurance for the same period at a guaranteed rate.
  • Simple and easy enrolment.
  • The option to combine your term protection with permanent life insurance.

For made-to-measure coverage

Protects you for the exact duration of your financial obligations.

Pick-A-Term is an interesting option if you have a mortgage.

Pick-A-Term insurance offers:

  • Your choice of coverage term, from 10 to 40 years. 
  • Premiums that will never increase during the selected term.
  • Protection for all of your loans and lines of credit under a single coverage.
  • Renewal on the annual basis after the initial contract period for continued coverage, if needed. 
  • The opportunity to convert your insurance into permanent life insurance without a medical exam.

For traditional coverage

Protects you for 10 or 20 years.

T10 or T20 insurance offers:

  • Coverage for 10 or 20 years. 
  • Premiums that will never increase. 
  • Contract renewal for the same duration as the original policy. 
  • The opportunity to convert your insurance into permanent life insurance without a medical exam.

Contact Customer Service

1-844-442-4636