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RRSP-TFSA contest : Contribute and win $5,000

Win $5,000

Persistence pays off!

How to enter

It’s easy! Contribute to an iA Financial Group RRSP or TFSA no later than March 1, 2023.

If you are an iA client but do not have an RRSP or TFSA, you can contact your advisor to open one for you. You can find their contact information in My Client Space.

See contest rulesopen_in_new

Our savings plans


Registered retirement savings plan

An RRSP can help you save money for your retirement, tax-free. Additionally, contributions to an RRSP lower your taxable annual income, which means that you enjoy tax savings.


Tax-free savings account

A TFSA is a savings plan that allows you to grow your savings, tax free. It is the perfect solution for your short-, medium- and long-term savings projects, like paying for a trip, buying a home or creating an emergency fund.


Individual pension plan

An individual pension plan is a defined benefit plan designed for business owners or executives who want to optimize their retirement income. It’s an advantageous option if you want to save more for retirement while reducing your taxes.


Locked-in retirement account

Are you on the verge of changing jobs and want to know what will happen to the pension plan you have with your current employer? A LIRA allows you to transfer the money saved in a pension plan with a former employer to an individual plan.

Non-Registered Savings Plan

With this flexible savings plan, you can invest even more for your personal projects and retirement when you have reached your RRSP or TFSA contribution ceiling.

Maximize your investments

There are many strategies to maximize your investments. Sébastien Mc Mahon, our Senior Economist, explains them in this exclusive video.

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Compare our savings plans

RRSP TFSA LIRA Non-Registered
Savings Plan
Pension Plan
Eligible age 18 18 18 18 40
Age limit for contributions 71 1001 71 1001 71
Contribution limit - -
Tax-deductible contributions - - - For the company
Savings grow tax-free -
Taxable at withdrawal or year end? Withdrawal - Withdrawal Year end Withdrawal
Unused contribution room can be carried forward - - Under certain conditions

1. The maximum age for initial investment varies according to the guarantee (series) chosen.