Guaranteed Interest Fund (GIF) and High Interest Savings Account (HISA) Rates

See interest rates for our various savings and insurance products.

Savings Insurance


In effect on 1

More than just a rate!

  • High return, no risk
  • Can be held by individuals and corporations
  • Possible creditor protection
  • No management fees
  • Quick and easy payment in the event of death
  • Available in all types of registration
  • GIF: Redeemable at any time2
  • HISA: Withdrawals possible at any time, with no fees
Find out more about guaranteed interest fundsarrow_forward

High Interest Savings Account rates and Daily Interest Fund+

The current rate is 4.20%

Term Amount to invest
$500 to $24,999 $25,000 to $99,999 $100,000 to $199,999 $200,000 to $499,999 $500,000 to $999,999

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1 Rates are reviewed weekly and are subject to change without notice.
2 Redemption fees may apply if withdrawals are made before the maturity date.
3 Annualized simple rate; annualized compound rate for other terms.