Guaranteed Investment Rates

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Type of contract

Savings

Insurance – universal life policies

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Products offered for new contracts

Products not offered for new contracts

Product family

Savings

In effect on July 10, 2020*

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Guaranteed Interest Fund Rates

Guaranteed Interest Fund Rates
Term	Amount to be invested
	$500 to $24,999	$25,000 to $99,999	$100,000 to $199,999	$200,000 to $499,999	$500,000 to $999,999
1 month renewable	0.05%	0.20%	0.25%	0.30%	0.35%
1 year	0.80%	0.95%	1.00%	1.05%	1.10%
2 years	1.45%	1.60%	1.65%	1.70%	1.75%
3 years	1.65%	1.80%	1.85%	1.90%	1.95%
4 years	0.45%	0.60%	0.65%	0.70%	0.75%
5 years	0.55%	0.70%	0.75%	0.80%	0.85%
10 years	0.90%	1.05%	1.10%	1.15%	1.20%

5-Year Progressive Rates

5-Year Progressive Rates
Term	Amount to be invested
	$500 to $24,999	$25,000 to $99,999	$100,000 to $199,999	$200,000 to $499,999	$500,000 to $999,999
1st year	0.05%	0.20%	0.25%	0.30%	0.35%
2nd year	0.15%	0.30%	0.35%	0.40%	0.45%
3rd year	0.45%	0.60%	0.65%	0.70%	0.75%
4th year	0.85%	1.00%	1.05%	1.10%	1.15%
5th year	1.25%	1.40%	1.45%	1.50%	1.55%

High Interest Savings Account rates and Daily Interest Fund+ rates

The current rate is 0.60%.

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