Mortgage insurance calculator

A property is a major investment that needs to be protected in the event of death through mortgage insurance.

expand_moreThe benefits of iA mortgage insurance

iA Financial Group	Mortgage loans
You choose your beneficiaries.	The lender is the beneficiary (and receives the money).
The monthly premium is fixed and guaranteed.	The amount of the premium may increase if you modify your loan.
You keep the same insurance contract if you switch lenders.	The insurance contract is not transferable if you switch lenders, so you’ll have to sign a new one.

Gender assigned at birth

Male Female

(this information has an impact on the amount of the insurance premium)

Tobacco consumption

Yes No

Date of birth

Day

Year

Balance of your mortgage (rounded to the nearest thousand)

Years remaining to repay your mortgage in full

10 years or less Between 11 and 15 years Between 16 and 20 years Between 21 and 25 years Between 26 and 30 years

Mortgage insurance amount¹:

Coverage term: years

Monthly insurance premium¹:

Fixed coverage

/ month

Most economic

Decreasing coverage

/ month

Choosing iA mortgage insurance could mean hundreds of dollars in savings and coverage tailored to your needs!²

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¹ According to the information you provided about your mortgage balance
² Source: Protect what's important to you

This simulation tool is presented for information purposes only. The figures are not guaranteed, as they are based on assumptions subject to change.

Calculation assumptions

How did we estimate the cost of your insurance?

The monthly cost of your life insurance is calculated based on the information you entered: gender assigned at birth, tobacco consumption, age, mortgage balance and duration of coverage. Please note that you may have to undergo medical examinations when applying for life insurance, the results of which could influence the cost of your insurance.

A complete analysis of your situation by a financial security advisor will help you determine your exact needs and obtain a product adapted to your situation.

Mortgage insurance calculator

Fixed coverageinfo

Decreasing coverageinfo

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Fixed coverage

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