Taking care of you is what we do
Speak directly with an agent, not an automated phone system
Nine out of ten customers renew with us every year
Take part in the sharing economy by renting your vehicle with Turo
Take advantage our great discounts
Our new clients save an average of $257 on their car insurance. You can save too by taking advantage of one or more discounts. Just call us or get a quote online.
Anti-theft discount: Save up to 15% off your premium if you install an approved anti-theft system or vehicle tracking device in your car.
Electric car discount: Get up to 10% off your premium if you own an electric car.
Get coverage tailored to your vehicle and how you use it.
Civil liability (mandatory)
Covers you if you injure another person or damage their property.
In Quebec, no matter how old your vehicle is, you’re required by law to carry a minimum of $50,000 in civil liability insurance. However, $1–2 million is the recommended amount.
This mandatory coverage is called Chapter A.Learn more about civil liability coverage
Collision and upset
Covers damage to your vehicle caused by a collision with another vehicle (at-fault), object , a rollover or a hit-and-run.
There is no deductible if you’re not at fault for the accident.
This coverage is also called Chapter B2.Learn more about collision and upset coverage
All perils except collision and upset
Covers damage to your vehicle not caused by collision or upset. This includes theft, fire, vandalism, glass breakage and weather-related damage.
There is no deductible on windshield repairs.
This coverage is also called Chapter B3.Learn more about all perils except collision and upset coverage
Automax is all-in-one coverage that bundles together and upgrades the most popular options:
- Lost or stolen keys
- Travel expenses
- Individual insurance
- Borrowed or rented vehicles
- No deductible for a hit-and-run or total loss
Buying or leasing a new car and want to supplement your basic car insurance with total/partial loss or theft coverage? Then you need replacement cost coverage.
It lets you get a new vehicle with the same features as your current vehicle in the event of an accident (total loss) or theft. It protects the value of your vehicle against depreciation.
In the event of a partial loss, your vehicle will be repaired with new parts.11 Q.E.F. 43A and 43E
Borrowed or rented vehicles
This option, included in Automax, covers the cost of repairing or replacing the borrowed or rented vehicle up to a maximum of $75,000.
This coverage is also called “civil liability for damage caused to a vehicle for which the named insured is not the owner.”11 Q.E.F. 27
This option, included in Automax, covers vehicle rental, taxi and public transit fees while your car is being repaired after a covered incident.
iA Auto and Home provides compensation up to $75 a day to a maximum of $2,000.
What’s more, if the incident happens on a trip, you’re entitled to a lump-sum payment of up to $1,000 for additional travel, meal and accommodation costs incurred during this period. 11 Q.E.F. 20a Learn more about travel coverage
Provides compensation of up to $15,000 for you or your spouse in the event of death or dismemberment caused by an automobile accident.11 Q.E.F. 34
This coverage provides you with four service calls per year:
- Battery boost
- Door unlocking
- Flat tire change
- Gas delivery
- Towing if your vehicle breaks down
iA Auto and Home roadside assistance is available 24/7.
Want to make a reimbursement claim for roadside assistance? Fill out this form.
Car insurance advice
Insuring your vehicle “one way” or “two ways”?
Fanny, our insurance adjuster, shows you the difference between insuring your vehicle “one way” or “two ways”
Quick reference – Your car insurance quote application
Whether you are a new or experienced driver, here are a few tips to help you with your car insurance quote.