CAR INSURANCE

Get a car insurance quote

Quote by phone

1-866-650-4689

Quote by phone

1-866-650-4689

I’m already a client

Taking care of you is what we do

Availability

Speak directly with an agent, not an automated phone system

Satisfaction

Nine out of ten customers renew with us every year

Community

Take part in the sharing economy by renting your vehicle with Turo

Take advantage our great discounts

Our new clients save an average of $257 on their car insurance. You can save too by taking advantage of one or more discounts. Just call us or get a quote online.

iA Financial Group products

Save up to 10% on your home and car insurance if you have other iA Financial Group products, such as life insurance, disability income insurance, critical illness insurance, a mortgage, an RESP or a savings product.

Multi-vehicle discount

Get up to 15% off your premium when you insure two or more vehicles on the same policy. Save up to 10% when you insure your recreational or leisure vehicle too.

Combined policy

Combine your home and auto insurance and save! You pay only one deductible on claims involving both your home and automobile. It pays to have all your insurance under one roof!

Save even more!

Anti-theft discount: Save up to 15% off your premium if you install an approved anti-theft system or vehicle tracking device in your car.

Electric car discount: Get up to 10% off your premium if you own an electric car.

There are so many good reasons to trust us

24/7 service

  • Whether the accident occurs during the day or at night, we’re here to help and reassure you 365 days a year.

Fast and efficient response

  • We know your time is valuable. That’s why we get you the help you need right away and take care of the little things that mean a lot to you.
  • In the event of auto glass breakage, you’ll be able to get repairs at your nearest auto glass specialist free of charge. They’ll deal directly with us.

Quick return to normalcy

  • We minimize the number of middle men and do everything we can to get you on the road again as soon as possible.
  • Following a total loss, your claim amount will be deposited directly into your bank account.

IN CASE OF AN INCIDENT

In the event of loss or damage to your vehicle, assisting you is our priority. Get advice and assistance from an expert for your car insurance claims.

What to do In case of an incident

24/7 claims service

Coverage options

Get coverage tailored to your vehicle and how you use it.

Basics

Covers you if you injure another person or damage their property.

In Quebec, no matter how old your vehicle is, you’re required by law to carry a minimum of $50,000 in civil liability insurance. However, $1–2 million is the recommended amount.

This mandatory coverage is called Chapter A.

Learn more about civil liability coverage

Covers damage to your vehicle caused by a collision with another vehicle (at-fault), object , a rollover or a hit-and-run.

There is no deductible if you’re not at fault for the accident.

This coverage is also called Chapter B2.

Learn more about collision and upset coverage

Covers damage to your vehicle not caused by collision or upset. This includes theft, fire, vandalism, glass breakage and weather-related damage.

There is no deductible on windshield repairs.

This coverage is also called Chapter B3.

Learn more about all perils except collision and upset coverage

Additional coverage

Automax is all-in-one coverage that bundles together and upgrades the most popular options:

  • Lost or stolen keys
  • Travel expenses
  • Individual insurance
  • Borrowed or rented vehicles
  • No deductible for a hit-and-run or total loss
Learn more about Automax coverage

Buying or leasing a new car and want to supplement your basic car insurance with total/partial loss or theft coverage? Then you need replacement cost coverage.

It lets you get a new vehicle with the same features as your current vehicle in the event of an accident (total loss) or theft. It protects the value of your vehicle against depreciation.

In the event of a partial loss, your vehicle will be repaired with new parts.1

1 Q.E.F. 43A and 43E

This option, included in Automax, covers the cost of repairing or replacing the borrowed or rented vehicle up to a maximum of $75,000.

This coverage is also called “civil liability for damage caused to a vehicle for which the named insured is not the owner.”1

1 Q.E.F. 27

This option, included in Automax, covers vehicle rental, taxi and public transit fees while your car is being repaired after a covered incident.
iA Auto and Home provides compensation up to $75 a day to a maximum of $2,000.

What’s more, if the incident happens on a trip, you’re entitled to a lump-sum payment of up to $1,000 for additional travel, meal and accommodation costs incurred during this period. 1

1 Q.E.F. 20a Learn more about travel coverage

Provides compensation of up to $15,000 for you or your spouse in the event of death or dismemberment caused by an automobile accident.1

1 Q.E.F. 34

This coverage provides you with four service calls per year:

  • Battery boost
  • Door unlocking
  • Flat tire change
  • Winching
  • Gas delivery
  • Towing if your vehicle breaks down

iA Auto and Home roadside assistance is available 24/7.
Want to make a reimbursement claim for roadside assistance? Fill out this form.

Learn more about roadside assistance
Our home and car insurance products are available only in the province of Quebec.

Apply online

Our auto insurance is available only to Quebec residents.

How many vehicles and drivers would you like to insure?