Save an average of $320 on your auto insurance!
Stack up the discounts and save!
Average savings of $510
Bundle your auto and home insurance and save even more.
Up to 15% off
Insure another car or recreational vehicle and save!
Up to 10% off
Exclusive iA client discount
Get a discount if you have other products with iA Financial Group such as life, disability or critical illness insurance or savings products.
Even more savings!
Other discounts available: anti-theft, electric vehicle, driving experience, claims-free, etc.
Coverage designed for you
Civil liability insurance
This coverage is required to drive a vehicle.Learn more
Risk of collision and upset
This coverage, also called Chapter B2,is strongly recommended and may be mandatory if your vehicle is financed.Learn more
All perils other than collision or upset
This coverage, also called Chapter B3, is strongly recommended and may be mandatory if your vehicle is financed.Learn more
Automax is all-in-one coverage that bundles and enhances the most popular options, including:
- Lost or stolen keys
- Travel expenses
- Individual insurance
Replacement cost coverage lets you get a new car with the same characteristics as your current vehicle in the event of an accident (total loss) or theft. It insures the value of your vehicle against depreciation. In the event of a partial loss, your vehicle would be repaired with new parts.Q.E.F. 43A and 43E
Protect yourself against premium increases at renewal following an accident. With Claim Forgiveness, we will forgive any not-at-fault accidents and up to two at-fault accidents. Certain conditions, limitations and exclusions apply.
This coverage covers repair or replacement costs for a vehicle rented or borrowed in Canada and the United States up to a maximum of $50,000. With this coverage, it is not necessary to purchase the auto insurance offered by car rental companies.Q.E.F. 27 Learn more
This coverage provides compensation up to $15,000 in the event that you or your spouse dies or is dismembered in a car accident, whether you are the primary driver, passenger or a pedestrian.Q.E.F. 34
This coverage provides you with four service calls each year your vehicle is insured. iA Auto and Home roadside assistance is available 24/7.Learn more
An Advice Zone to support you every day
Frequently Asked Questions
How do I shop for auto insurance?
When choosing auto insurance, it’s important to find coverage that fits your needs. How you use your vehicle will help you decide. For example, how many kilometres you expect to travel per year and the places you frequent are a few things to consider. Remember to always check that these variables are still the same when you renew your insurance, since you could end up saving by changing them.
It's also a good idea to compare multiple insurers. But be careful, price alone won’t tell the whole story. You have to make sure you’re getting the coverage you need. You should also take customer service into consideration. Nobody wants to make a claim, but if it does come to that, the last thing you would want is for the difficulty you’re already experiencing to carry over to how you’re treated as a client. Customer satisfaction surveys are regularly published by consumer organizations and media outlets.
If you’re looking for a quick quote, an online quote is a great option. You can also contact different insurance companies directly by phone. An insurance agent will take the time to answer your questions. Don’t hesitate to contact us at 1-866-650-4689 to get a quote. Check out our quick reference to get ready for your auto insurance quote.
How are auto insurance prices calculated?
Auto insurance premium rates are customized for each person insured. They’re determined based on each insurance company’s underwriting, which is based on the vehicle to be insured and the driver’s profile.
Other factors can also have an impact on the insurance premium, such as the make, model and year of the vehicle you drive, whether it’s a new or used vehicle, whether it’s owned or leased, repair costs, etc.
Your insurance company will also take into consideration how you use the vehicle, your annual mileage, your driving record, where you live, past claims, etc., to determine your insurance premium.
Finally, the coverage you choose will also affect the cost of your premium. The deductible amount, added replacement cost coverage, civil liability amount and any other additional coverages you add will have an impact on the cost of your auto insurance.
How do I save on auto insurance?
Many factors come into play when trying to reduce the cost of auto insurance premiums, starting with how you use your vehicle and the type of coverage you choose.
With iA, you also save when you bundle your auto and home insurance. Get a quick online quote or contact us today!
How do I add an occasional driver?
Has your child just gotten their driver’s licence and you want to add them as an occasional driver to your car insurance? All you need to do is simply contact your insurer and tell them you want to add a new driver to your auto insurance policy. The insurance agent will ask you several questions about the new driver for information about their driving record.
Here is the information you will need to have on hand:
- Name and date of birth of the driver
- Their driver’s licence number and date they obtained their licence
- Information on claims history
Where do I get a Joint Report?
In Quebec, a Joint Report is an essential document to have in the glove compartment of your vehicle.
This document can be used when there is a fender-bender between two vehicles and no damage is caused to any third parties.
The information contained in the Joint Report will be very useful when you contact your insurer to make your claim. In addition, it will help establish the responsibility of each motorist in the accident. It is therefore important to accurately identify those involved.
Is auto insurance mandatory in Quebec?
How do I cancel my auto insurance policy?
There are many reasons why you might want to cancel your auto insurance policy. For example, maybe you’re moving out of the country where you will use a vehicle provided for your work. Before cancelling your policy, it’s a good idea to talk to your insurance company. They may be able to advise you and offer you different options.
However, if you are certain that cancelling your policy is your only option, you can do so by email, by letter or by contacting your insurer directly by phone.
Depending on the number of months remaining on your policy, be aware that a cancellation fee may apply.