Save an average of $450 on your auto insurance!

It’s easy to save
on your auto insurance!

Stack up the discounts and save!*

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Average savings of $565

Bundling discount

Bundle your auto, home and recreational vehicle insurance and save even more.

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Up to 15% off

Multi-vehicle discount

Insure another car or recreational vehicle and save!

Up to 10% off

Exclusive discount for iA clients

Get an additional discount if you have other products with iA Financial Group such as life, disability or critical illness insurance products, savings products, etc.

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Even more savings!

Additional discounts

Other discounts available: anti-theft, electric vehicle, driving experience, claims-free, etc.

* Certain conditions apply. Subject to change without notice.

Quick and easy claims!

When damages happen, we're here to help. Count on our expert advice and assistance for your car insurance claims.

  • 24/7 claims service
  • Reassuring and immediate support
  • One of the fastest post-accident reimbursement times on the market
Make a claim

Coverage designed for you

Basic coverage

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Civil liability insurance

This coverage is required to drive a vehicle.

It covers damage caused to your vehicle for which you are not responsible, and damage caused to other vehicles for which you are responsible.

Learn more


Risk of collision and upset

Are you familiar with the expression “two-way insurance”? That is what we are talking about here. This essential coverage compensates you for damage in the event of an at-fault collision, a rollover or if you are the victim of a hit and run. And you pay no deductible if you are not at fault for the collision.

This coverage, also called Chapter B2, is strongly recommended and may be mandatory if your vehicle is financed.

Learn more


All perils other than collision or upset

Covers the damage caused to your vehicle beyond collision and upset. This includes events such as theft, vandalism, broken windshield or damage caused by bad weather.

This coverage, also called Chapter B3, is strongly recommended and may be mandatory if your vehicle is financed.

Learn more

Additional coverage


Automax is all-in-one coverage that bundles and enhances the most popular options, including:

  • Lost or stolen keys
  • Travel expenses
  • Individual insurance
Learn more

Replacement cost

Replacement cost coverage lets you get a new car with the same characteristics as your current vehicle in the event of an accident (total loss) or theft. It insures the value of your vehicle against depreciation. In the event of a partial loss, your vehicle would be repaired with new parts.

Q.E.F. 43A and 43E

Claim forgiveness

Protect yourself against premium increases at renewal following an accident. With Claim Forgiveness, we will forgive any not-at-fault accidents and up to two at-fault accidents. Certain conditions, limitations and exclusions apply.

Rented or borrowed vehicles

This coverage covers repair or replacement costs for a vehicle rented or borrowed in Canada and the United States up to a maximum of $50,000. With this coverage, it is not necessary to purchase the auto insurance offered by car rental companies.

Q.E.F. 27 Learn more

Travel expenses

This coverage is included with Automax and covers the costs of renting a car and taking taxis or public transit while your vehicle is being repaired following a loss covered by your insurance. Up to a maximum of $1,500.

Q.E.F. 20A Learn more

Individual insurance

This coverage provides compensation up to $15,000 in the event that you or your spouse dies or is dismembered in a car accident, whether you are the primary driver, passenger or a pedestrian.

Q.E.F. 34

Roadside assistance

This coverage provides you with four service calls each year your vehicle is insured. iA Auto and Home roadside assistance is available 24/7.

Learn more

My Client Space
to make your life easier!

Manage your auto and home insurance online easily and securely, whenever you want, in My Client Space.

  • Manage your products
  • Consult your documents
  • Replace or add a car to your insurance policy
  • Access your digital car insurance certificate
  • And much more!
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Frequently Asked Questions

When choosing auto insurance, it’s important to find coverage that fits your needs. How you use your vehicle will help you decide. For example, how many kilometres you expect to travel per year and the places you frequent are a few things to consider. Remember to always check that these variables are still the same when you renew your insurance, since you could end up saving by changing them.

It's also a good idea to compare multiple insurers. But be careful, price alone won’t tell the whole story. You have to make sure you’re getting the coverage you need. You should also take customer service into consideration. Nobody wants to make a claim, but if it does come to that, the last thing you would want is for the difficulty you’re already experiencing to carry over to how you’re treated as a client. Customer satisfaction surveys are regularly published by consumer organizations and media outlets.

If you’re looking for a quick quote, an online quote is a great option. You can also contact different insurance companies directly by phone. An insurance agent will take the time to answer your questions. Don’t hesitate to contact us at 1-866-650-4689 to get a quote. Check out our quick reference to get ready for your auto insurance quote.

Auto insurance premium rates are customized for each person insured. They’re determined based on each insurance company’s underwriting, which is based on the vehicle to be insured and the driver’s profile.

Other factors can also have an impact on the insurance premium, such as the make, model and year of the vehicle you drive, whether it’s a new or used vehicle, whether it’s owned or leased, repair costs, etc.

Your insurance company will also take into consideration how you use the vehicle, your annual mileage, your driving record, where you live, past claims, etc., to determine your insurance premium.

Finally, the coverage you choose will also affect the cost of your premium. The deductible amount, added replacement cost coverage, civil liability amount and any other additional coverages you add will have an impact on the cost of your auto insurance.

Many factors come into play when trying to reduce the cost of auto insurance premiums, starting with how you use your vehicle and the type of coverage you choose.

With iA, you also save when you bundle your auto and home insurance. Get a quick online quote or contact us today!

Has your child just gotten their driver’s licence and you want to add them as an occasional driver to your car insurance? All you need to do is simply contact your insurer and tell them you want to add a new driver to your auto insurance policy. The insurance agent will ask you several questions about the new driver for information about their driving record.

Here is the information you will need to have on hand:

  • Name and date of birth of the driver
  • Their driver’s licence number and date they obtained their licence
  • Information on claims history

In Quebec, a Joint Report is an essential document to have in the glove compartment of your vehicle.

This document can be used when there is a fender-bender between two vehicles and no damage is caused to any third parties.

The information contained in the Joint Report will be very useful when you contact your insurer to make your claim. In addition, it will help establish the responsibility of each motorist in the accident. It is therefore important to accurately identify those involved.

Want to get a Joint Report to have on hand? You can order one or download and print a copy from You can also fill out a Joint Report directly online.

All owners or renters of a car, motorcycle or truck must, at minimum, have civil liability insurance. Additional coverage is not mandatory, but some are strongly recommended, such as risk of collision and upset and all perils other than collision or upset.

There are many reasons why you might want to cancel your auto insurance policy. For example, maybe you’re moving out of the country where you will use a vehicle provided for your work. Before cancelling your policy, it’s a good idea to talk to your insurance company. They may be able to advise you and offer you different options.

However, if you are certain that cancelling your policy is your only option, you can do so by email, by letter or by contacting your insurer directly by phone.

Depending on the number of months remaining on your policy, be aware that a cancellation fee may apply.

Bundling your insurance with iA Auto and Home pays off!

Save money on your home insurance!

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Save money on your recreational vehicle insurance!

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Living outside Quebec?

Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.

Learn more

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Our auto insurance is available only to Quebec residents.