Maybe you're planning a trip to Western Canada. You can decline the rental company’s insurance when reserving your vehicle online, provided you have rental and borrowed vehicle coverage included with your automobile insurance policy.

Suppose your car is in the repair shop and your sister lends you her car. What if you accidentally rear-end another car when the driver in front of you suddenly brakes? Rest easy: you’ll be covered.

RENTAL AND BORROWED
VEHICLE COVERAGE

Complementary protection

Rental and borrowed vehicle coverage¹ protects you against theft or accidents that happen when you are renting or borrowing a vehicle.

Coverage

Rental and borrowed vehicle coverage is optional insurance that reimburses up to $50,000 of the cost of repairing or replacing a rented or borrowed vehicle in Canada and the United States. It provides coverage for theft and accidents while you’re renting or borrowing a vehicle.

And you may not know that this coverage is also available as part of the Automax added coverage, which covers up to $100,000 of the cost of repairing or replacing a rental or borrowed vehicle.

Renting a car

Borrowing a car

Feel free to contact us to confirm that your auto insurance coverage is appropriate for your travel destination. Here’s what else you should know if you plan on driving in other countries.

¹ Q.E.F. 27

Some recommendations when you drive someone else's car

Before taking the keys to a friend’s or family member’s vehicle, make sure you understand the automobile insurance policy covering the car.
At minimum, there must be civil liability coverage and the driver must have a valid driver's licence.
If you’re in an accident while driving someone else's car, what happens next often depends on who is at fault.
For added peace of mind, it’s best to have rental and borrowed vehicle coverage as part of your auto insurance policy before you rent or borrow a car!