It’s easy to save
on your home insurance!

Save an average of $510 by bundling your auto and home insurance!

We offer coverage to meet all your needs at an affordable price! Keep reading for more ways to save on your insurance:

Get up to 10% off your home and auto insurance if you own other iA Financial Group products, such as life insurance, disability insurance, critical illness insurance, an RESP or a savings product.*

Did you know that you can get additional discounts on your insurance if you insure both your car and home with us? What's more, you'll pay only one deductible on claims involving both your home and vehicle. It pays to have all your insurance under the same roof! Don't wait—get a quote today!

Are you concerned for your safety and have your home equipped with a fire and/or theft alarm system? Then you'll get an additional discount on your home insurance premium. This discount will be even greater if your alarm system is connected to a central monitoring station or police station.*

Have you owned your house for at least five years or been a tenant or condo owner at the same address for at least one year? Enjoy the stability discount, designed for all types of owners and tenants. The longer you live under the same roof, the greater the stability discount!*

Taking care of you is in our nature



Got questions about your home insurance? Our agents are here to support you and make sure your needs are met.



9 out of 10 clients renew their auto and home insurance with us every year.

Quick and easy claims!


When losses happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.

What to do in case of damages

24/7 claims service

Our protection

Home insurance for tenants

Are you renting? Take advantage of our discounts and protect your belongings for as little as $15 a month!

You should be aware that the home insurance that your landlord holds does not cover your personal belongings. In fact, in order to have proper coverage in the event of a claim, tenants must insure their personal belongings against fire, theft and vandalism.

It is also important to have insurance to be properly protected in case you are the cause of damage to the building or to the property of other tenants in your building. Tenants' home insurance will prevent you from losing everything you own or having to compensate other tenants in your building in the event of a claim.

To ensure you are protected at all times, you can also purchase all-risk coverage to protect your personal belongings even when they are not in your apartment.

Contact us to find out what discounts you are eligible for, or request an online quote today!

For homeowners

Generally speaking, if you take out a mortgage to buy your home, your lender will require you to have home insurance. That's why, as a homeowner, it's important to choose the right insurance for your home or condo so you have the proper protection and avoid any unpleasant surprises in the event of a claim. Your home insurance will provide you with coverage against damage to your home, as well as liability coverage to cover you in the event of bodily harm or material damage involuntarily caused to another.

We offer you different types of coverage that will meet your needs, whether you own a house, a second home, a building or a condo.

At all times, we ensure you have peace of mind.

Insurance for homeowners

- Home insurance for homeowners

Are you a homeowner? We have the insurance you need! Our homeowner's insurance will cover you for damage to your home and personal property. Whether you own a single-family home, semi-detached, secondary residence, cottage, townhouse or row house, we have the right insurance products for your needs. Our home insurance also covers any outbuildings (such as a garage or shed) at your residence, as well as the personal belongings they contain.

Get a quote and/or learn more about home insurance for homeowners

- Home insurance for condominium owners

Our homeowner's insurance for condominium owners covers your property as well as any improvements, whether functional or aesthetic, made to your unit over time. This insurance also protects condo owners from the financial consequences of civil liability for bodily injury or property damage unintentionally caused to others.

Several options are available to supplement your basic insurance:
- sewer backup
- water seepage
- and more

Contact us for sound advice regarding home insurance for condo owners.

Get a quote and/or learn more about home insurance for condominium owners

- Home insurance for rental property owners

Do you own a rental property? Get the right coverage and avoid unpleasant surprises with our insurance designed specifically for rental property owners. Home insurance for rental properties covers landlords for civil liability and damage to the building. This insurance coverage is for buildings with six units or less.

Get a quote and/or learn more about home insurance for rental property owners


The cheapest home insurance is the one that provides suitable coverage for your needs at the right price.

Here are a few tips on how to get discounts from your insurance company and save on your home insurance premium:

  • Bundle your auto and home insurance with the same provider. That can give you a discount on both insurance policies.
  • In addition to providing protection, installing an alarm system in your home to prevent theft or fires can also save you money. If the system is connected to an alarm centre or a police station, you’ll save even more.
  • Some insurance companies will also give you a discount if you have other products with them. iA Auto and Home Insurance will offer you an additional discount if you have other iA Financial Group products, like life insurance or savings products.

Remember that cheap insurance is not necessarily the best insurance. Make sure that your coverage is appropriate for your needs and that you’ll be getting services that are up to your expectations in case you have to submit a claim.

Check out our article on how to reduce your home insurance premium.

The best home insurance is the one that provides the right coverage to meet your needs.

Some coverages may be included in your policy to protect your home and property in case of fire, theft or vandalism. Good home insurance will let you adapt your policy to your circumstances. For example, you could add coverages for your pool, your valuables, water damage, etc.

Make sure the insurance company also offers an excellent claims service.

Don’t hesitate to ask your agent questions to make sure you get an insurance policy that meets your needs.

See our article to find out how to choose home insurance adapted to your needs.

Home insurance premiums are customized for each person insured. For example, if you’ve never submitted a claim, your insurance premium will probably be lower.

The features of your home such as its age, general condition, materials used for construction, renovations done over time, heating system and cost to rebuild also have an impact on the cost of your premium.

Some factors like the age of your roof or the water heater can also increase the cost of your home insurance. If they’re nearing the end of their useful life, there’s a higher risk of water damage.

Other factors are also taken into consideration to calculate your home insurance including your credit score, where you live, how close your home is to a fire hydrant, etc.

External factors can also influence the price of home insurance premiums, such as the increased cost of materials and labour that contribute to the cost of rebuilding homes.

The best auto and home insurance is the one that provides the right coverage to meet your needs as well as a quick and efficient claims service.

Obviously, the cost of the policy must be taken into consideration when you’re looking for the best auto and home insurance. If you’re looking to save on your auto and home insurance premium, try getting both policies from the same place. Plus, if you have to submit a claim that involves your vehicle and your home, you’ll have only one deductible to pay and your file will be processed more quickly.

Don’t be afraid to ask your agent any questions you have to make sure you understand the coverages available so that you can get the best auto and home insurance policy for you.

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* Some conditions apply. Subject to change without notice.

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