Save an average of $510 by bundling your auto and home insurance!
We offer coverage to meet all your needs at an affordable price! Keep reading for more ways to save on your insurance:
Did you know that you can get additional discounts on your insurance if you insure both your car and home with us? What's more, you'll pay only one deductible on claims involving both your home and vehicle. It pays to have all your insurance under the same roof! Don't wait—get a quote today!
Are you concerned for your safety and have your home equipped with a fire and/or theft alarm system? Then you'll get an additional discount on your home insurance premium. This discount will be even greater if your alarm system is connected to a central monitoring station or police station.*
Have you owned your house for at least five years or been a tenant or condo owner at the same address for at least one year? Enjoy the stability discount, designed for all types of owners and tenants. The longer you live under the same roof, the greater the stability discount!*
Taking care of you is in our nature
Got questions about your home insurance? Our agents are here to support you and make sure your needs are met.
9 out of 10 clients renew their auto and home insurance with us every year.
Home insurance advice
How to reduce my home insurance premium ?
Learn which factors have an impact on your home insurance premium and read our tips to help you lower your premium.
Choose home insurance adapted to your needs
Whether you are a homeowner or a renter, here are our tips to help you with your home insurance quote application.
What is the cheapest home insurance?
The cheapest home insurance is the one that provides suitable coverage for your needs at the right price.
Here are a few tips on how to get discounts from your insurance company and save on your home insurance premium:
- Bundle your auto and home insurance with the same provider. That can give you a discount on both insurance policies.
- In addition to providing protection, installing an alarm system in your home to prevent theft or fires can also save you money. If the system is connected to an alarm centre or a police station, you’ll save even more.
- Some insurance companies will also give you a discount if you have other products with them. iA Auto and Home Insurance will offer you an additional discount if you have other iA Financial Group products, like life insurance or savings products.
Remember that cheap insurance is not necessarily the best insurance. Make sure that your coverage is appropriate for your needs and that you’ll be getting services that are up to your expectations in case you have to submit a claim.
Check out our article on how to reduce your home insurance premium.
What’s the best home insurance?
The best home insurance is the one that provides the right coverage to meet your needs.
Some coverages may be included in your policy to protect your home and property in case of fire, theft or vandalism. Good home insurance will let you adapt your policy to your circumstances. For example, you could add coverages for your pool, your valuables, water damage, etc.
Make sure the insurance company also offers an excellent claims service.
Don’t hesitate to ask your agent questions to make sure you get an insurance policy that meets your needs.
See our article to find out how to choose home insurance adapted to your needs.
How much is home insurance?
Home insurance premiums are customized for each person insured. For example, if you’ve never submitted a claim, your insurance premium will probably be lower.
The features of your home such as its age, general condition, materials used for construction, renovations done over time, heating system and cost to rebuild also have an impact on the cost of your premium.
Some factors like the age of your roof or the water heater can also increase the cost of your home insurance. If they’re nearing the end of their useful life, there’s a higher risk of water damage.
Other factors are also taken into consideration to calculate your home insurance including your credit score, where you live, how close your home is to a fire hydrant, etc.
External factors can also influence the price of home insurance premiums, such as the increased cost of materials and labour that contribute to the cost of rebuilding homes.
What’s the best auto and home insurance?
Obviously, the cost of the policy must be taken into consideration when you’re looking for the best auto and home insurance. If you’re looking to save on your auto and home insurance premium, try getting both policies from the same place. Plus, if you have to submit a claim that involves your vehicle and your home, you’ll have only one deductible to pay and your file will be processed more quickly.
Don’t be afraid to ask your agent any questions you have to make sure you understand the coverages available so that you can get the best auto and home insurance policy for you.