HOME INSURANCE FOR CONDOMINIUM OWNERS
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Home insurance for condominium owners
Coverage designed for you
Basic coverage
Civil liability
All condominium owners are legally required to at least hold civil liability insurance, whether they live in their condo or rent it out. This coverage protects you against damages you may cause to others, at home or elsewhere.
Specified perils
We cover your property against the risks listed in the insurance contract, including fire, theft and vandalism.
All risks
As the name suggests, this insurance covers your property against all risks, EXCEPT for perils excluded from your insurance contract. The excluded perils should be listed in your policy. It also covers improvements made to your condo. This is the most comprehensive coverage, as it enhances the basic protection provided by Specified Perils coverage while covering additional risks such as water damage.
In addition to covering all your belongings, this protection covers additional living expenses, such as the cost of relocating in the event of a covered loss.
Additional Coverage Options
Water damage
Did you know that water damage accounts for nearly half of all home insurance claims in Quebec? That's why it's important to have good coverage and to know how to prevent water damage.
Groundwater and sewer
No more worrying about sewer backups with this coverage for accidental water damage as a result of:
- A sewer or septic tank backup
Above-ground water
This coverage protects you against water damage to your belongings caused by sudden, accidental water leakage through the roof, doors, windows, etc.
Fuel oil overflow or leaks
This option covers damage to insured property caused by an accidental leak or overflow from an oil tank, a pipe to the furnace or connected system components. Decontamination is included in the coverage.
Specific personal belongings
Some personal items, such as jewellery or bicycles, may have coverage limits because of their high value or risk of theft. With this coverage, we insure the full value of these items.
Earthquake
This option covers damage caused by an earthquake and any subsequent damage, like water seeping through a window that was damaged during the quake.
Quick and easy claims!
When damages happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest post-accident reimbursement times on the market
Not a condominium homeowner?
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Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
