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Insure your home for only $15/month*

Stack up the discounts and save!*

Average savings of $565**

Bundling discount

Bundle your auto, home and recreational vehicle insurance and save even more.

Up to 10% off

Exclusive discounts for iA clients

Get an additional discount if you have other products with iA Financial Group such as life, disability or critical illness insurance products, savings products, etc.

Up to 15% off

Home security discount

Save on your premium if you have a centrally monitored home security system.

Even more savings!

Other discounts

Other discounts available: years at same address, zero claims, etc.

Why tenant insurance?

As a tenant, you’re lucky not to have to worry about the maintenance or insurance coverage of the building in which your home is located. You must be aware, however, that the property owner’s insurance does not cover your personal belongings or any damage you might cause to the building. You’ll want to insure your bike or your computer against theft, but you’ll also want to insure your wallet in the event of damage affecting your home or the building and its owner.

It’s therefore your responsibility to purchase insurance so that you’re covered in the event of a claim. And we can offer you coverage designed specifically for your needs.

Coverage designed for you

Basic Coverage


Civil liability

Civil liability coverage is strongly recommended. It covers harm that you may unintentionally cause to others, at home or elsewhere.


  • You install a dishwasher, but a loose pipe starts to leak and causes damage to your floor.
  • Your bathtub overflows and the water runs into the neighbouring unit below.
  • At the beach, your child breaks a car window with a ball.

Specified perils

We cover your property against the risks listed in the insurance contract, including fire, theft and vandalism.


All risks

As the name suggests, this insurance covers your property against all risks, EXCEPT for perils excluded from your insurance contract. The excluded perils should be listed in your policy. This is the most comprehensive coverage, as it enhances the basic protection provided by Specified Perils coverage while covering additional risks such as water damage.

In addition to covering all your belongings, this protection covers additional living expenses, such as the cost of relocating in the event of a covered loss.

Additional Coverage Options

Specific personal belongings

Some personal items, such as a bicycle, video games or a vinyl record collection, may have coverage limits because of their high value or risk of theft. With this coverage, we insure the full value of these items.

Water damage

Did you know that water damage accounts for nearly half of all home insurance claims in Quebec? That’s why it’s important to have good coverage and to know how to prevent water damage.

Groundwater and sewer

No more worrying about sewer backups with this coverage for your belongings against accidental water damage as a result of:

  • Water seeping through your foundation
  • A broken or malfunctioning sump pump

Our flexible coverage is among the best on the market. You can tailor the coverage to your personal needs.

Above-ground water

This coverage protects you against water damage to your belongings caused by sudden, accidental water leakage through the roof, doors, windows, etc.

Fuel oil overflow or leaks

This option covers damage to insured property caused by an accidental leak or overflow from an oil tank, a pipe to the furnace or connected system components. Decontamination is included in the coverage.

Quick and easy claims!

When damages happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.

  • 24/7 claims service
  • Reassuring and immediate support
  • One of the fastest post-accident reimbursement times on the market
Make a claim

Bundling your insurance with iA Auto and Home pays off!

Save money on your car!

Learn more about auto insurance

Save money on your recreational vehicle!

Learn about recreational vehicle insurance

* Certain conditions apply. Subject to change without notice.

** Information collected between July 1, 2023 and December 20, 2023, from 352 new clients who purchased a new auto insurance policy covering at least one vehicle and a new home insurance policy with iA Auto and Home. This amount represents the average savings stated by the clients and is not a guarantee.

Living outside Quebec?

Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.

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