on your home insurance!
TENANT INSURANCE
Stack up the discounts and save!*
Why tenant insurance?
As a tenant, you’re lucky not to have to worry about the maintenance or insurance coverage of the building in which your home is located. You must be aware, however, that the property owner’s insurance does not cover your personal belongings or any damage you might cause to the building. You’ll want to insure your bike or your computer against theft, but you’ll also want to insure your wallet in the event of damage affecting your home or the building and its owner.
It’s therefore your responsibility to purchase insurance so that you’re covered in the event of a claim. And we can offer you coverage designed specifically for your needs.
Coverage designed for you
Basic coverage
Civil liability
Civil liability coverage is strongly recommended. It covers harm that you may unintentionally cause to others, at home or elsewhere.
Specified perils
We cover your property against the risks listed in the insurance contract, including fire, theft and vandalism.
All risks
As the name suggests, this insurance covers your property against all risks, EXCEPT for perils excluded from your insurance contract. The excluded perils should be listed in your policy. This is the most comprehensive coverage, as it enhances the basic protection provided by Specified Perils coverage while covering additional risks such as water damage.
In addition to covering all your belongings, this protection covers additional living expenses, such as the cost of relocating in the event of a covered loss.
Additional Coverage Options
Specific personal belongings
Some personal items, such as a bicycle, video games or a vinyl record collection, may have coverage limits because of their high value or risk of theft. With this coverage, we insure the full value of these items.
Water damage
Did you know that water damage accounts for nearly half of all home insurance claims in Quebec? That’s why it’s important to have good coverage and to know how to prevent water damage.
Groundwater and sewer
No more worrying about sewer backups with this coverage for accidental water damage as a result of:
- A sewer or septic tank backup
Above-ground water
This coverage protects you against water damage to your belongings caused by sudden, accidental water leakage through the roof, doors, windows, etc.
Fuel oil overflow or leaks
This option covers damage to insured property caused by an accidental leak or overflow from an oil tank, a pipe to the furnace or connected system components. Decontamination is included in the coverage.
Quick and easy claims!
When damages happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest post-accident reimbursement times on the market
Save money on your car!
Learn more about auto insuranceSave money on your recreational vehicle!
Learn about recreational vehicle insurance* Certain conditions apply. Subject to change without notice.
Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
