Home insurance
for rental property owners

Rental property home insurance covers your civil liability and protects you against damage to your building of six units or fewer.

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Basic insurance

Civil liability coverage (mandatory)

Basic insurance includes liability coverage for any damage you may cause to others.

Specified perils coverage

Specified perils coverage on a building and its contents covers the insurable perils named in your home insurance policy, such as fire, theft and vandalism. The outbuildings (detached garage, shed or storage room, etc.) can also be protected.

All-risk coverage

All-risk coverage does more than just protect your building rented to third parties—it gives you peace of mind by covering all risks that are not specifically excluded.

  • A fire breaks out in a tenant’s kitchen and a few cupboards are damaged.
  • A tenant’s dishwasher leaks and damages three floors.
  • During a move, a washer is accidentally dropped and breaks the ceramic tiles at the entrance.

Additional coverage

Several options are available to supplement your basic insurance, including:

  • Sewer backup
  • Water damage
  • Fuel oil leaks
  • Water main
  • Leased personal property
  • Other coverage options

Our home and auto insurance products are available only in the province of Quebec.