I’m already a client
Stack up the discounts and save!*
Average savings of $510**
Combined policy
Bundle your auto and home insurance and save even more.
Up to 10% off
Exclusive discounts for iA clients
Get an additional discount if you have other products with iA Financial Group such as life, disability or critical illness insurance products, savings products, etc.
Even more savings!
Other discounts
Other discounts available: zero claims, mortgage-free, etc.
Why insurance for rental property owners?
As a rental property owner, you owe it to yourself to protect this asset, which is not only a source of income but also a long-term investment. Protect your property with our specially designed insurance for building owners.
You could benefit from coverage against damage to your building in the event of a claim, as well as compensation for any resulting loss of income with the addition of Rental Value coverage.
Example: A pipe breaks in your triplex and causes major water damage to the basement apartment, which will be uninhabitable until repairs are made.
Coverage designed for you
Basic Coverage
Civil liability
Civil liability coverage is strongly recommended. It covers harm that you may unintentionally cause to others.
Example: A delivery driver is injured when they slip on your building entrance’s icy steps.
Specified perils
We cover your property against the risks listed in the insurance contract, including fire, theft and vandalism.
Note that while we don’t cover your tenants’ belongings, we do cover yours if you have any. If so, it’s important to let us know. Examples would include appliances in a semi-furnished apartment, maintenance equipment stored in the basement of the building, etc.
Broad
This coverage provides protection against risks beyond those covered under Specified Perils. It is our most comprehensive coverage for an income property, as certain protections are enhanced, particularly those relating to the residential building.
It also provides you with access to more comprehensive options regarding risks such as water damage.
What it covers:
- Residential building and any permanent equipment inside, such as a heat pump, for example.
- Outbuildings: This refers to any additional structure that is not physically attached to the dwelling and that is permanently installed on the insured premises. Examples: shed, garage.
Additional Coverage Options
Quick and easy claims!
When damages happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest post-accident reimbursement times on the market
Bundling your insurance with iA Auto and Home pays off!
* Certain conditions apply. Subject to change without notice.
** Information collected between March 1, 2019 and September 1, 2019, from 302 new clients who purchased at least one new home insurance policy with iA Auto and Home. This amount represents the average savings stated by the clients and is not a guarantee.
Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
