Permanent life insurance products

Simplified issue coverage with guaranteed acceptance

At iA you can qualify for permanent, complete coverage and know that you will never be refused for health reasons.

Access Life L100 insurance gives you:

  • Coverage that includes a cash surrender value.
  • Premiums that will never increase, regardless of your health status.
  • Simple and easy enrolment.
  • The option of adding term coverage, based on your health status.

For payments over a fixed period

Offers premiums that will never increase, making it easier to manage your budget. You know how much you will pay and for how long.

Permanent life insurance offers:

  • Premiums that will never increase.
  • Payments spread over 10, 15 or 20 years, or until 65 or 100 years of age.
  • A guaranteed insurability benefit for children insured by 21 years of age.
  • Appealing surrender values (not available for T100 insurance).

To protect your children

Offers a comprehensive solution that insures your child’s life and covers his or her needs in the event of a critical illness.

Find out more about the critical illness insurance component.

Child Life & Health Duo insurance offers:

  • Permanent life insurance that is fully paid when the insured turns 30.  
  • Premiums that will never increase.
  • Coverage for several critical illnesses, conditions and juvenile illnesses.

For combined coverage

Offers the security of life insurance coverage with the possibility of financial assistance so you may obtain appropriate care when you are no longer able to care for yourself.

Life & Serenity 65 insurance offers:

  • Guaranteed life insurance coverage until the death of the insured.
  • A monthly benefit paid to the insured in case of loss of independence.
  • A waiver of premiums following diagnosis of an illness covered under the policy.

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