Saving on your insurance is easy!

All these money-saving moves are best practices backed by the Autorité des marchés financiers (AMF). So, before getting a quote, be sure to shop around and consider bundling your auto and home insurance to see if you can lower your premium.

Bundling your coverage: The foundation for long-term savings

By bundling your auto, home and recreational vehicle insurance, you could save an average of $565. This approach can help you save money and also make managing your insurance policies easier. Get a quote online or call us to find out your insurance premium in just a few minutes.

Multi-vehicle discount: Worth considering for families and couples

Insuring more than one vehicle under the same policy can help you save even more. iA Auto and Home Insurance offers up to a 15% discount when multiple cars or recreational vehicles are covered under a single policy. This type of discount is consistent with the factors recognized by the AMF: insuring multiple assets with the same insurer is one of the simplest ways to optimize your insurance budget.

Exclusive discounts for iA clients: Perks that pay off

If you already have an iA Financial Group product, such as life insurance or savings products like an RRSP, TFSA or FHSA, you could save up to 10% on your auto or home insurance premium.

Home security systems: Save money with a better-protected home

If your home is equipped with a security system connected to a monitoring centre, you could save on your insurance premium and be eligible for a discount of up to 15%.

The Government of Quebec emphasizes the importance of properly installing and maintaining smoke alarms and fire safety systems, which help reduce the risk of major incidents. Protecting what matters most: it’s priceless!

Comparison chart – Top discounts and how to take advantage of them

Frequently Asked Questions

How can you save on auto or home insurance with an insurance company like iA Auto and Home Insurance?

You can save on your auto and home insurance by bundling your policies, declaring your safety equipment (alarm systems, water-leak detectors), adjusting your coverage options and updating your information at renewal time. A clean driving record and adding a hybrid or electric vehicle can also lower your premium. You may also be eligible for additional discounts if you have no claims on your record or if you have lived at the same address for a long time.

Does getting an online auto insurance quote help you get a better price?

Yes. There is an exclusive $50 online discount for clients who request a quote online.

What discounts apply if I insure my home and car with the same provider?

At iA Financial Group, bundling your auto and home insurance, as well as your recreational vehicles, could save you an average of $565. Bundling like this also makes it easier to manage your policies.

How can I customize my coverage options to lower my premium?

To customize your coverage options on your home or auto insurance policy, adjust your deductible, remove non-essential coverage and review the policy exclusions. Choosing coverage that matches your current needs, your type of vehicle and the number of drivers can often help you lower your premium without compromising your financial security.

Does insuring multiple vehicles with the same provider qualify me for a discount?

Yes. Insuring multiple vehicles, including recreational vehicles, under a single policy can lower your premium. The multi-vehicle discount at iA Auto and Home can be as high as 15%—especially helpful for families and couples.

When is the best time to review or renew your insurance?

When renewing your auto insurance or home insurance policy, you can update your mileage, vehicle features and vehicle usage, or include any home renovations.

Can I get auto insurance or home insurance online if I live in Alberta, Ontario, Manitoba or British Columbia?

Insurance options vary by province. We provide coverage only in Quebec. Our partner Surex can help you get an online quote in your region.

What types of equipment or situations make me eligible for a discount on my home insurance premium?

You may be eligible for a discount on your home insurance if your home is equipped with a monitored alarm system or a theft prevention system, if you have no mortgage creditors or if you have lived at the same address for a long time. Effective preventive measures against damages also help lower your premium.

What should I check before starting my online auto insurance quote?

Before you begin your quote, please have all the information about your vehicles on hand (year, model, make, options, security features), as well as your annual mileage, the drivers to be insured and your coverage needs. The more information you provide in your quote request, the more accurate the price you receive will be, which will help you tailor your policy to your budget.