We use cookies to offer you a better experience, analyze site traffic, and serve targeted advertisements. By continuing to use this website, you consent to the use of cookies in accordance with our Terms of use.

iafg-d
  • Individuals
  • Companies and Groups
  • Advisors and Brokers
  • Phone 1-800-463-6236
  • FR
  • Connect
    • My Client Space
    • Advisor Centre
    • Dealer Centre (UniFI)
    • Partner Centre (Rave)
iafg-d
  • Individuals homepage
  • Insurance
    • Coverage
      • Life insurance
      • Car insurance
      • RV insurance
      • Home insurance
      • Mortgage insurance
      • Health and disability insurance
      • Travel Insurance
    • Tools
      • iA Financial Compass
      • Term life insurance calculator
      • Critical illness insurance calculator
      • See all tools
      Life Events
      • Moving in together
      • Buying a home
      • Having a child
      • Starting a business
      • Planning your retirement
      • See all life events
    • I am already a client
      • Customer service
      • Make a claim
      • Find a form
      • My group insurance
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Advice
      • Advice zone
      • The value of an advisor
  • Savings and Retirement
    • Savings and Investments
      • RRSP, TFSA and other plans

        For my projects or my retirement

      • RRIF, LIF and annuities

        For my retirement income

      • RESP

        For my children’s education

      • Investment funds

        Segregated funds, mutual funds…

      • Private Wealth

        Stock market, stocks, bonds…

    • Tools
      • iA Financial Compass
      • Retirement calculator
      • Education savings calculator
      • RRSP loan calculator
      • RRSP calculator
      • TFSA calculator
      • See all tools
      Life Events
      • Saving for a project
      • Moving in together
      • Buying a home
      • Having a child
      • Starting a business
      • Planning your retirement
      • See all life events
    • I am already a client
      • Customer service
      • Find a form
      • My group retirement plan
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Invest better
      • Fund performance and overview
      • Guaranteed fund rates
      • Economic and financial publications
      • Economic news
      • Advice zone
      • The value of an advisor
  • Loans
    • Products
      • RRSP loans

        For my retirement

      • RESP loans

        For my children’s education

      • Investment loan

        For my financial prosperity

    • Tools
      • iA Financial Compass
      • RRSP loan calculator
      • See all tools
      Life Events
      • Buying a home
      • See all life events
    • I am already a client
      • Customer service
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Advice
      • Advice zone
      • The value of an advisor
  • Connect
    • My Client Space
    • Advisor Centre
    • Dealer Centre (UniFI)
    • Partner Centre (Rave)
  • About us
  • Careers
  • Contact us
  • Contact an advisor
FR

Advice Zone

  • Overview
  • My Vehicle
  • My House
  • My Family
  • My Projects
  • My Finances
  • My Career
  • My Involvement
  • My Security
  • My Retirement
  • Our Experts

Hit-and-run: what should you do?

A hit-and-run can happen to anyone. Check out our tips to make sure you know what to do if it happens to you.

Did you know? According to the Quebec Ministry of Public Safety, there are around 20,000 hit-and-run incidents reported every year.

What is a hit and run?

A hit-and-run is when your vehicle is hit and damaged, and the driver or the owner of the vehicle who caused the accident leaves the scene and cannot be identified.

What to do if you are a victim of a hit-and-run

  • If you witness the incident, take down all the information you remember about the driver and the vehicle: the make, model, colour, licence plate number and a description of the driver
  • Contact the police as soon as possible in order to file a police report within 48 hours of the accident
  • Take down additional information from any witnesses and get their contact information
  • Take photos of the damage to your vehicle
  • Contact your insurance company to report the incident and provide the police report number

Are you covered?

If your insurance policy includes coverage for damages resulting from a collision with another vehicle, your insurance company will assess the damage to your vehicle and will compensate you based on the terms of your policy.

If you are the victim of a hit-and-run and you are not covered for damages resulting from a collision with another vehicle, the SAAQ (provincial auto insurance corporation) has a compensation fund to cover damages to vehicles or other property for Quebec residents.

To file a claim for compensation with the SAAQ, there are several conditions that need to be met, such as:

  • The accident must have occurred in Quebec
  • The accident must have been reported to the police within 48 hours of the incident
  • The claim must be filed with the SAAQ within 60 days of the accident
  • The damages to your vehicle or other property must be assessed at over $500
  • Your insurance policy must not cover hit and runs

To see all the eligibility criteria, go to saaq.gouv.qc.ca/en/traffic-accident/hit-run.

What to do if you hit a vehicle and the other driver isn’t there

Many minor accidents take place in parking lots. When this happens, the owner of the other vehicle usually isn’t there. If you hit a vehicle and you can’t contact the owner, it is recommended that you contact the police directly to report the incident.

We hope that these tips have helped you learn more about what to do in case of a hit-and-run. For more information about your insurance coverage, don’t hesitate to contact one of our agents.

Looking for advice?

Whether you own or lease your vehicle, one of our advisors can help you choose insurance coverage to fit your needs.

Get a quote

Tools and advice

  • iA Financial Compass
  • Saving For a Project | iA Financial Group
  • Car Insurance – Online Quote | iA Financial Group
  • What to do if your car is stolen
  • Avoid a collision with a wild animal on the road
  • Choosing the Right Used Car for You
  • About iA
  • Careers
  • Contact us
  • Find an advisor
  • Make a claim
  • Connect to My Client Space
  • Advice Zone
  • Sustainable development
  • COVID-19
  • Site map
  • Unsubscribe
  • Accessibility
  • Privacy and security
  • Terms of use
  • Unclaimed property

INVESTED IN YOU. © 2023 Industrial Alliance Insurance and Financial Services Inc. – iA Financial Group. All rights reserved.