Quick reference – Your car insurance quote application

We recommend that you have the following information on hand when applying for your auto insurance quote:

Vehicle information:

• Current insurance policy
• Vehicle registration (year, make, model)
• Vehicle identification number (VIN)
• Estimated annual mileage

• Vehicle use (leisure, commuting, business, etc.)
• Information on any anti-theft or tracking system on the vehicle
• Creditor contact information

Driver information requested when you apply for or purchase insurance:

• Driver’s licence number
• Percentage the vehicle is driven by each driver
• Date of birth
• Age when driver’s licence was obtained
• Year you became a primary driver of a vehicle
• Employment status

• Home address
• Number of years with your current insurance company
• Violations of the Highway Traffic Act
• Previous claims (for each driver)
• Void cheque (for preauthorized payments)

Why buy car insurance?

Auto insurance is mandatory for all drivers because it provides legal liability protection. This type of insurance covers damage to other peoples’ property and helps cover costs in the event of an accident. It’s designed to protect you if you’re found responsible for an accident that causes harm to another person or their property.

When it comes to your own vehicle, car insurance is not required by law. It’s up to you to decide how much coverage you want. If you own a new vehicle, you may want replacement value coverage, which ensures you can replace your vehicle if it’s a total loss. On the other hand, if you drive an older vehicle, you may decide on a more basic plan, or no coverage at all.

Don’t forget to consider one-way and two-way coverage car insurance. One-way coverage is the minimum civil liability insurance required by law, covering property damage and bodily injury. Two-way coverage provides more protection, covering damage to your car and damage you cause to others on the road.

It’s essential to carefully review your car insurance needs and compare them to your current insurance policy and coverage from other providers. Make sure you can afford any costs that aren’t covered by the policy, especially if your car is damaged or written off as a total loss due to an accident.

By understanding your accident benefits, optional coverages and your own risk tolerance, you can choose the right insurance that balances affordability and protection.

Do you have your information on hand?

Apply for your online quote today! Ask questions. Compare coverage and prices. Choose the insurance policy that meets your needs.

Preparation is key!

The information required and the cost of auto insurance can vary widely from one company to another. Different insurers may ask for different details, such as your driving history, the make and model of your vehicle, and how often you drive. The premiums you’re offered will also depend on factors like your location, age, and driving habits.

However, getting an auto insurance quote is often easier than it seems. Many insurance companies offer online tools that allow you to get a quote quickly, sometimes within minutes. To make the process smoother, have your personal information and vehicle information ready before you start. This will help you get the most accurate estimate.