Danielle Balem

About me

I support you, families and entrepreneurs, with a strategy to build, protect and pass on.

As a financial security advisor, I help you with your personal and professional financial planning, with a structured approach that integrates tax planning, retirement and wealth transfer.

Based in Laval, I offer solutions adapted to your reality to:

• • Reduce your taxes legally;
• • Protect your family and associates;
• • Plan your retirement efficiently with RRSPs, TFSAs and FHSAs, while taking into account your business income; 
• • Invest with secure investments including segregated funds;
• • Secure your children’s future with RESPs;
• • Structure the transfer of your personal and business assets to protect your heirs, minimize the tax impact and ensure smooth continuity.

For entrepreneurs and self-employed people like you, protecting your business, managing your surplus, preparing for succession and passing on your assets are essential.

My approach aims to link every financial, personal or business decision to a clear, evolving vision aligned with your goals.

The largest transfer of wealth in Quebec’s history has begun, and a significant part of that wealth is held in your businesses. My role is to help you anticipate this transition, avoid costly mistakes and build a clear strategy linking business, retirement and succession.

With 16 years’ experience managing sales teams in international telecommunications, I reoriented my career towards the financial sector after arriving in Canada. With degrees in law, economics and marketing from the Université de Montpellier and the Sorbonne Business School in Paris, I aim to help you build, protect and pass on your assets with clarity, strategy and serenity.

As a certified professional with the Autorité des marchés financiers, I encourage you to confirm the validity of my AMF certification