Get personalized advice


Accident insurance provides financial assistance and reimbursement for certain expenses to help you cover the costs in the event of an accidental injury.

What is accident insurance?

You don’t have to be an elite athlete to be at risk of an accidental injury! Many people are injured simply doing everyday activities such as housework or renovations or outdoor activities like hiking.

Accident insurance helps you cover the costs of an accidental injury, such as a broken bone or the loss of use of a limb.

Our products are designed to suit your needs. We offer comprehensive individual and family plans. No medical exam is required for this insurance.

Accident insurance benefits

  • Quick and easy enrolment, no medical exam required
  • Amounts received are not taxable
  • Helps pay for expenses associated with accidents (physiotherapy, ambulance, equipment rental, etc.)

Coverage adapted to your needs


Accifamily insurance provides 24/7 coverage for all the members of your family in case of injury. It also covers related expenses. It’s the perfect complement to your public health insurance plan or your group insurance plan at work.

Find out about Accifamily

Acci 7 PLUS

Acci 7 PLUS offers flexible accident insurance for everyone up to age 80. It’s affordable, flexible and accessible coverage that fits your lifestyle. There are five coverage options starting at $7 a month that you can select individually according to your needs.

Find out about Acci 7 PLUS

Peek-a-Boo Plan (free)

Peek-a-Boo Plan is free insurance for children from 15 days old to 12 months old. It covers your baby free of charge in case of injury. The insurance also comes with a gift for your newborn. It’s quick and easy to sign up online and only takes a few minutes.

Find out about Peek-a-Boo Plan

Frequently Asked Questions

The injuries covered vary depending on the coverage selected. They can include fractures, loss of use of a limb, dismemberment and many others. Disability in the event of an accident as well as hospitalization and medical care costs can also be covered.

Accident insurance is a complementary coverage to provincial health insurance. Provincial health insurance does not cover the additional costs associated with an accident, such as physiotherapy, home care, medical equipment, etc. In addition, accident insurance allows you to receive benefits that are not deducted from those you may receive from another source, such as group insurance or a government plan.

Disability insurance allows you to receive income replacement benefits so that you can maintain your standard of living while you are disabled. It does not cover additional expenses incurred as a result of the accident, such as rehabilitation, home care, etc.

Accident insurance is therefore an ideal complement to your disability insurance, as it helps cover these costs.

No, the cost of accident insurance is not tax deductible.

You may make claims as long as the policy is in force and the maximum benefit amount has not been reached.

Claims can be made directly online using the Claim Form.

You must make your claim as soon as you are diagnosed with an injury covered by your insurance. Depending on your coverage, you may have a limited number of days to make your claim. Refer to your policy or your advisor for more details.

No, the benefits paid to you are not taxable.

Compare our accident insurance plans

Accifamily Acci 7 PLUS Peek-a-Boo Plan (free)
Type of payment Lump sum Lump sum and/or monthly payment Lump sum
Age of eligibility 0–75 0–74 15 days to 12 months
Insurance amount Up to $50,000 Varies according to the coverage chosen Up to $50,000
No medical exam
Online enrolment
Non-taxable benefits
Conditions covered Death, accidental dismemberment, fracture and loss of use Death, accidental dismemberment, loss of use, fracture, disability in case of accident, hospitalization and medical care (*depending on the coverage chosen) Death, accidental dismemberment, fracture and loss of use
Coverage term 1–2 years (renewable) Up to age 80 12 months
Your policy may contain additional details and exclusions. The provisions in your policy prevail over any coverage mentioned on this page.