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Accident insurance benefits
- Quick and easy enrolment, no medical exam required
- Amounts received are not taxable
- Helps pay for expenses associated with accidents (physiotherapy, ambulance, equipment rental, etc.)
Coverage adapted to your needs
AccifamilyFind out about Accifamily
Acci 7 PLUS
Acci 7 PLUS offers flexible accident insurance for everyone up to age 80. It’s affordable, flexible and accessible coverage that fits your lifestyle. There are five coverage options starting at $7 a month that you can select individually according to your needs.Find out about Acci 7 PLUS
Peek-a-Boo Plan (free)Find out about Peek-a-Boo Plan
Frequently Asked Questions
What injuries are covered by accident insurance?
The injuries covered vary depending on the coverage selected. They can include fractures, loss of use of a limb, dismemberment and many others. Disability in the event of an accident as well as hospitalization and medical care costs can also be covered.
Why would I need accident insurance if I am already covered by provincial health insurance?
Accident insurance is a complementary coverage to provincial health insurance. Provincial health insurance does not cover the additional costs associated with an accident, such as physiotherapy, home care, medical equipment, etc. In addition, accident insurance allows you to receive benefits that are not deducted from those you may receive from another source, such as group insurance or a government plan.
I already have disability insurance. Why would I need accident insurance?
Disability insurance allows you to receive income replacement benefits so that you can maintain your standard of living while you are disabled. It does not cover additional expenses incurred as a result of the accident, such as rehabilitation, home care, etc.
Accident insurance is therefore an ideal complement to your disability insurance, as it helps cover these costs.
Is the cost of my accident insurance tax deductible?
No, the cost of accident insurance is not tax deductible.
How many times can I use my accident insurance to make claims?
You may make claims as long as the policy is in force and the maximum benefit amount has not been reached.
When can I make a claim?
You must make your claim as soon as you are diagnosed with an injury covered by your insurance. Depending on your coverage, you may have a limited number of days to make your claim. Refer to your policy or your advisor for more details.
Are the benefits I receive from my accident insurance taxable?
No, the benefits paid to you are not taxable.
Compare our accident insurance plans
|Accifamily||Acci 7 PLUS||Peek-a-Boo Plan (free)|
|Type of payment||Lump sum||Lump sum and/or monthly payment||Lump sum|
|Age of eligibility||0–75||0–74||15 days to 12 months|
|Insurance amount||Up to $50,000||Varies according to the coverage chosen||Up to $50,000|
|No medical exam|
|Conditions covered||Death, accidental dismemberment, fracture and loss of use||Death, accidental dismemberment, loss of use, fracture, disability in case of accident, hospitalization and medical care (*depending on the coverage chosen)||Death, accidental dismemberment, fracture and loss of use|
|Coverage term||1–2 years (renewable)||Up to age 80||12 months|