ECONOMIC NEWS

This fall, on the economic scene, the hot topic will of course be the U.S. elections on November 5. We analyze what could happen with the presidency in the event of a Democratic or Republican victory, as well as in government, both in the Senate and in Congress. We also provide an overview of the Canadian and global economies, with a particular focus on China.

This week, the Bank of Canada continues its sprint towards the neutral rate, while there is growing speculation around the Fed’s first move.

Excluding registered accounts, the investment income you earn is taxed in different ways. What’s more, since the 2024 federal budget, certain nuances have been added. Pablo Carrera, Regional Sales Director, Individual Savings and Retirement Products, gives you an overview of taxation, which can be less complicated than it sounds!

This week, we are observing a change of leadership in the markets.

With this summer’s market turmoil, should we start questioning the so-called “exceptionalism” of the U.S. economy? And what’s the outlook for future rate cuts in the United States and Canada? Sébastien Mc Mahon comments on recent economic news and sets the scene for the coming autumn fireworks.

For young families or people who have mortgages, term life insurance can cover increased financial responsibilities over a set period. Flexible and affordable, it can be a great choice for many situations, especially if you enroll when you’re young and in good health.

This week: we analyze the past month, which has been very busy on the markets.

To offset the cost of post-secondary education and other related expenses, RESPs are a great investment, especially if you take full advantage of the related government grants. From the accumulation stage to the disbursement stage, an advisor’s expertise can be very helpful when deciding what approach to take.

Whether you’re a student or an employer, internships and temporary jobs can be very beneficial. However, it’s important to be well prepared so that the academic component and the professional component can coexist harmoniously and successfully. Our expert’s sound advice will be of benefit to everyone.

This week: We analyze the latest economic data, which could lead the Fed to cut its key interest rate as early as September.

The factors that can impact our mental health, both in the workplace and in our personal lives, are becoming increasingly well known. However, there are also habits that are conducive to optimal mental health. Myriam Auclair, Product Manager, Group Benefits and Retirement Solutions, sheds some light on the subject.

This week, another Bank of Canada rate cut in the books.

There are many ways you can use artificial intelligence for travel: virtual guides, real-time translation of menus or information, pre-trip and on-site budget management, and more. Find out how to put it to good use, so you can enjoy a hassle-free vacation that's a perfect fit for you.

This week: The U.S. presidential election race is taking a dramatic turn.

Recent inflation may have reduced Canadians' recreation budgets, but there are still plenty of ways to save for a well-deserved and enjoyable vacation. Our expert also reminds us about a few unexpected issues to keep in mind when travelling abroad which can end up costing a lot, especially if you're travelling with several people.

The role of senators, now appointed independently of governing parties, has evolved over time. Clément Gignac tells us about the many roles he plays in the Senate, and even reveals some unexpected aspects of this little-known profession. A seasoned economist, he also comments briefly on Canada’s current monetary policy.

With prominent roles at four major institutions in the Canadian financial landscape, a noteworthy stint in politics and countless media appearances as a seasoned economist, Clément Gignac recounts the highlights of his career in the world of economics, a world that still fascinates him today as a senator.

The recent interest rate cut and the likelihood of further cuts are having a direct impact on individuals. What does it mean for variable-rate mortgages? Does it make sense to invest in GICs or in the bond market? We talk about all this in the podcast… and you should talk about it with your advisor, to see what it means for your financial situation!

This week, we expect another policy rate cut from the Bank of Canada at the next decision meeting on July 24.

While the start of rate cuts in Canada and the recovery of the global manufacturing cycle are positive news, there are still a number of issues to be resolved in the second half of 2024 and beyond. With his investigative spirit and talent for breaking things down for us, Sébastien Mc Mahon comments on current economic events and tackles the outstanding question marks.

This week, U.S. inflation is moving in the right direction, but the Federal Reserve is indicating only one rate cut in 2024.

In this special episode celebrating our podcast’s second anniversary, Denis Ricard talks about the importance of continually learning, becoming an influential person both internally and in the business community, and acting as an inspired leader by surrounding yourself with competent people from a variety of backgrounds and experiences.

This week, the Bank of Canada proceeds with its first rate cut and opens the door to further cuts.

If you’re responsible for a loss in your rented apartment or home, tenant insurance protects you in three ways: reimbursement for your personal belongings, coverage for your civil liability, and compensation for additional living expenses while repairs are being made. Together, these three components can prove costly if you’re not covered!

This week: We examine what the ex-American president’s historic guilty verdict could mean for the November election.

When it comes to investing, "let time do its thing” is a good rule of thumb. In addition to being patient, you also need to understand the different but complementary roles of the advisor and the fund manager. The fund manager manages the client's money according to their investment objectives, while the advisor acts more as a guide and intermediary between the two.

This week: The door is wide open for a first cut by the Bank of Canada on June 5.

According to a recent study, a large majority of newcomers find living in Canada more expensive than they expected. In this vast and diverse country, the cost of living can vary greatly from one city or region to another. Listen to our expert talk about the steps and costs involved in relocating to Canada with peace of mind.

This week, global investor optimism is at its highest since the end of 2021.

Guaranteed income strategies for immediate projects and for longer time horizons are not necessarily the same. Find out when GICs are the best choice and when bond funds are more appropriate. And learn how the two investments are closely linked to interest rates!

This week, Canada still struggles to create enough jobs to accommodate population growth.

With their experience and big-picture view, advisors are a major asset when it comes to providing investors with information or, when there's too much, sorting through it all. Even for market-savvy people, they can act as a coach, channelling their aspirations towards rational, productive goals.

This week, the Fed’s fight against inflation is not yet over, but the threat of further hikes is averted.

How do you achieve a digital transformation leveraging new technologies when, like iA Financial Group, you're a more traditional company? Pierre Miron, Executive Vice President and Chief Growth Officer, Canadian Operations, takes a closer look at some compelling examples.

This week, we take a quick look at the state of the markets four months into the year.

As powerful and indispensable as it may be, technology always serves business interests, the end justifying the means. When effectively leveraged, these two components can lead to multiple opportunities for growth. It’s just a question of strategically harnessing them, while continually taking the human factor into account—essential to the success of any major project.

This week: Canada is one of 11 countries with an AAA credit rating. We break down the financial benefits.

Did you know that iA Global Asset Management has a fiduciary obligation to incorporate ESG risks into its portfolios? It’s an obligation that presents lots of opportunities. And, when it comes to ESG factors and investment, do we have to compromise on high returns? Or is that just a myth? Listen to our experts to sort the facts from the fiction!

This week, we see the window for Fed rate cuts in 2024 starting to close.

Before artificial intelligence significantly changes our lives, there’s still a lot to think about, build and coordinate behind the scenes. Production plants will have to be set up quickly and strategically, in particular to avoid geopolitical risks. Put on your hard hat and steel-capped boots and join us on a tour of the impressive infrastructure behind artificial intelligence.

This week, the global economy is reaccelerating and market expectations for the Fed’s first rate cut have been pushed back to September.

Artificial intelligence isn’t new, but it’s been growing exponentially, especially since 2012. And since 2023, its progress has exploded. How did these breakneck advances come about, and who are the big winners on the stock market? Take a fast look back with expert Maxime Houde.

This week, we look back on a very positive first quarter for global equities, and we continue to wonder what’s next for the Fed.

The surge in vehicle costs looks set to level off in 2024. While the purchasing environment is improving, certain concepts remain essential whatever the economic climate. What do you need to check before buying or leasing a car? How much should you budget? What should you know about financing options? On these questions and more, our experts have both hands on the wheel. Let them take you for a spin!

This week: The Fed hints at an early start to rate cuts, pushing equities and gold prices to new highs.

What do the coming months of 2024 have in store for us? As spring is often time for a good housecleaning, we’re taking stock of the state of the economy as we approach the second quarter of the year. Recent budgets, upcoming elections, uncertain geopolitical conditions: our chief economist takes a close look at all the hot topics of the day. He provides a sensitive and sensible analysis of current economic trends on a provincial, national and global scale—and on a human scale, too.

This week: Data coming out of the U.S. throws a wrench into the Goldilocks scenario priced into the markets, as we await an important Fed decision next week.