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Everything you need to know about renting a car with Turo

Everything you need to know about renting out your car on Turo

In response to the growing role of the sharing economy in our society, iA Auto and Home Insurance now allows their insureds to, under certain conditions, register and share their vehicle on the rental platform Turo open_in_new.

The insured must, however, inform iA Auto and Home Insurance in advance. They can do so by contacting an agent at 1-800-463-4382. Here’s everything you need to know before becoming a host and breaking into the carsharing market.

What you cannot do:

  • Insure your vehicle if it will be used exclusively for carsharing
  • Rent your vehicle out for a period of 90 days or more per year, consecutive or not

What you must do before carsharing on Turo:

  • Inform your insurer so that they may accept the risk, even if your personal insurance policy is not what covers your vehicle during a trip reserved on Turo
  • Provide an estimation of the kilometres that will be driven for your personal use and when rented on Turo
  • Accept that, in the event of a claim, the insurer has the right to request your Turo rental statement to verify if the use of your vehicle complies with the terms and conditions and the agreement established at the time the risk was underwritten

In the event of damage incurred during the personal use of your vehicle, iA Auto and Home Insurance will handle the claim. If, on the other hand, your vehicle were to be damaged while rented by a third party, you will have to contact Turo.


  • Turo is the only carsharing platform authorized by iA Auto and Home Insurance.
  • The insured must contact iA Auto and Home Insurance to obtain authorization before carsharing.
  • Know that you will need to keep your personal insurance policy to cover your vehicle for personal use.
  • Your vehicle can then be rented out for a period of up to 90 days per year, consecutive or not.
  • We recommend you take pictures before and after each trip to document the state of your vehicle when it’s rented.

For more details, please see Turo’s insurance coverage open_in_new conditions.