Before you submit your application for a home insurance quote, you should make sure you have the following information available:
- Current insurance policy
- Municipal assessment
- Size of your home
- Spec sheet
- Purchase cost and date of your home
- Construction year
- Description of any renovations completed
- Description of previous damages
You will also be asked to provide information, such as the type and/or date of installation, for the following:
- Exterior siding and roof
- Water heater
- Central and backup heating
- Interior materials
- Electrical wiring
- Electrical box
- Alarm system
- Pool or hot tub
- Oil tank
- Sump pump and catchment basin
Don’t forget to make an inventory of your belongings.
Make a complete inventory of all of your personal belongings so that you can make sure that your coverage is enough to cover the total value. Some people make a complete list of their possessions, while others take pictures and videos. To help you create this inventory, the Insurance Bureau of Canada has created a property inventory form.
Home insurance spec sheet
To help you with your insurance shopping process, fill out the home insurance spec sheet. Keep this spec sheet with your insurance papers so you always have the information you need on hand.
Do you have all your information ready?
Now you’re ready to submit your home insurance quote application and decide what type of insurance you need!
Tips for saving on your insurance
You can save on your insurance costs by bundling your home and auto insurance. Discounts are also available if you have other products with the same insurance company. Certain factors, such as having an alarm system connected to a telemonitoring station or being a non-smoking home, can also reduce your insurance premiums. On the other hand, factors such as having an at-home business, the distance from your home to the closest fire station and the distance to the closest fire hydrant, can increase your insurance premiums.