We use cookies to offer you a better experience, analyze site traffic, and serve targeted advertisements. By continuing to use this website, you consent to the use of cookies in accordance with our Terms of use.

iafg-d
  • Individuals
  • Companies and Groups
  • Advisors and Brokers
  • Phone 1-800-463-6236
  • FR
  • Connect
    • My Client Space
    • Advisor Centre
    • Dealer Centre (UniFI)
    • Partner Centre (Rave)
iafg-d
  • Individuals homepage
  • Insurance
    • Coverage
      • Life insurance
      • Car insurance
      • RV insurance
      • Home insurance
      • Mortgage insurance
      • Health and disability insurance
      • Travel Insurance
    • Tools
      • iA Financial Compass
      • Term life insurance calculator
      • Critical illness insurance calculator
      • See all tools
      Life Events
      • Moving in together
      • Buying a home
      • Having a child
      • Starting a business
      • Planning your retirement
      • See all life events
    • I am already a client
      • Customer service
      • Make a claim
      • Find a form
      • My group insurance
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Advice
      • Advice zone
      • The value of an advisor
  • Savings and Retirement
    • Savings and Investments
      • RRSP, TFSA and other plans

        For my projects or my retirement

      • RRIF, LIF and annuities

        For my retirement income

      • RESP

        For my children’s education

      • Investment funds

        Segregated funds, mutual funds…

      • Private Wealth

        Stock market, stocks, bonds…

    • Tools
      • iA Financial Compass
      • Retirement calculator
      • Education savings calculator
      • RRSP loan calculator
      • RRSP calculator
      • TFSA calculator
      • See all tools
      Life Events
      • Saving for a project
      • Moving in together
      • Buying a home
      • Having a child
      • Starting a business
      • Planning your retirement
      • See all life events
    • I am already a client
      • Customer service
      • Find a form
      • My group retirement plan
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Invest better
      • Fund performance and overview
      • Guaranteed fund rates
      • Economic and financial publications
      • Economic news
      • Advice zone
      • The value of an advisor
  • Loans
    • Products
      • RRSP loans

        For my retirement

      • RESP loans

        For my children’s education

      • Investment loan

        For my financial prosperity

    • Tools
      • iA Financial Compass
      • RRSP loan calculator
      • See all tools
      Life Events
      • Buying a home
      • See all life events
    • I am already a client
      • Customer service
      • Change my address
      • Change my beneficiary
      • Connect to My Client Space
      Advice
      • Advice zone
      • The value of an advisor
  • Connect
    • My Client Space
    • Advisor Centre
    • Dealer Centre (UniFI)
    • Partner Centre (Rave)
  • About us
  • Careers
  • Contact us
  • Contact an advisor
FR

Advice Zone

  • Overview
  • My Vehicle
  • My House
  • My Family
  • My Projects
  • My Finances
  • My Career
  • My Involvement
  • My Security
  • My Retirement
  • Our Experts

Saving without a second thought

Are you more of a spender than a saver and have trouble putting money aside? Here are a few tips to help you save and grow your savings effortlessly.

Set up periodic contributions

The easiest way to save? Automate it! From My Client Space, you can program periodic contributions to your RRSP or TFSA. It's simple. You choose the time, frequency and amount that best suit your budget and you're done. Saving small amounts is easier than having to invest a large sum all at once, and the earlier you save, the more effortlessly you'll grow your savings!

In fact, many employers can even make the deduction directly from the source. When the money is directed into your savings automatically, you won’t think about it as being available and may even forget it’s there. You won’t miss it, because you’ll get used to making your budget with the pay deposited in your account.

Use technology to help you save

There are several mobile apps that can monitor and categorize your monthly spending. Check these apps regularly. You may be surprised to see where your money is going and which categories you could be spending less money in. These easy-to-use tools can also link to all your various accounts and credit cards.

Reward yourself for saving

One way to develop good habits is to deposit saved money into your savings account immediately. For example, if you decided not to buy your usual $5 Friday latté, put that unspent money aside right away. You “pay yourself” for making the right decision. You’ll start to enjoy seeing these little amounts accumulate and grow. You’ll also get to see the real impact that small, seemingly insignificant purchases, like treats, can have on your budget.

Whether you’re dreaming of travelling, becoming a homeowner, renovating or just preparing for a rainy day, all of these small actions can help you get closer to your goals every day. Take the first step now and sign into My Client Space or contact a financial advisor.

Looking for advice?

A financial security advisor can help you take stock of your finances and suggest various options tailored to your needs.

Contact an advisor

Tools and advice

  • iA Financial Compass
  • Saving For a Project | iA Financial Group
  • Pssstt! 3 hidden RRSP benefits!
  • Black Friday: Conscious consumerism
  • 10 tips to beat inflation
  • About iA
  • Careers
  • Contact us
  • Find an advisor
  • Make a claim
  • Connect to My Client Space
  • Advice Zone
  • Sustainable development
  • COVID-19
  • Site map
  • Unsubscribe
  • Accessibility
  • Privacy and security
  • Terms of use
  • Unclaimed property

INVESTED IN YOU. © 2023 Industrial Alliance Insurance and Financial Services Inc. – iA Financial Group. All rights reserved.