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Financial resolution: outliving one’s savings

This video is presented by:

Clément Gignac
Senior Vice-President and Chief Economist
Expert profile

Clément Gignac, Senior Vice-President and Chief Economist, discusses longevity risk


We believe that the greatest risk investors face when planning for retirement isn’t a recession or the bursting of a stock market bubble but rather, outliving their savings by living longer! This is what is called “longevity risk”.

A 65-year old couple may be surprised to learn that there is a more than 65% chance that at least one of them could live another 25 years! With such a long lifespan and such low bond interest rates, it is important to review one’s portfolio to limit the risk of outliving one’s savings.

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