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Market risk vs longevity risk

This video is presented by:

Clément Gignac
Senior Vice-President and Chief Economist
Expert profile

Clément Gignac, Senior Vice-President and Chief Economist, discusses market risk and longevity risk: which should you be more worried about in the long term?


Further to market volatility observed in early February 2017, Clément Gignac, our chief economist, thought it wise to remind our clients why the real risk investors face is longevity risk and not market risk. After all, young retirees today are faced with a different environment than their parents. They will live longer and risk outliving their savings. Additionally, interest rates are much lower than 30 years ago!

The best resolution an investor can adopt is to begin saving early, to not try and anticipate short-term market movements and, most importantly, to speak to a financial advisor.

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