Homeowner’s insurance

Home insurance protects you against damage to your home, whether it’s a single-family, semi-detached or vacation home or a cottage. Home insurance also covers the outbuildings (garage and shed) of your residence as well as the personal property it contains.

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1-866-650-4689

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Basic insurance

Civil liability coverage (mandatory)

Basic insurance includes liability coverage for any damage you may cause to others.

Specified perils coverage

Specified perils coverage on a building and its contents covers the insurable perils named in your home insurance policy, such as fire, theft and vandalism.

All-risk coverage

All-risk coverage does more than just protect your home or condominium. It also protects its contents (furniture, tools, computer, etc.) against all risks that are not specifically excluded. Your personal property may be covered even when it is outside your home.

Examples of losses:
  • You go on a trip and lose your luggage.
  • You forget your glasses at a restaurant, but when you go back to find them, they’re gone.
Examples of accidental breakage:
  • Your dog destroys your couch.
  • Your nephew spills a glass of water on your computer.
  • Your daughter uses your kitchen furniture as a drawing board.

Additional coverage

Several options are available to supplement your basic insurance, including:

  • Sewer backup
  • Water seepage
  • Pool or hot tub
  • Fuel oil leaks
  • Water main
  • Other coverage options

Our home and auto insurance products are available only in the province of Quebec.

Learn more about insurance