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HOME INSURANCE
insurance
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Quick and easy claims!
When damages happen, we're here to help. Count on our expert advice and assistance for your home insurance claims.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest post-accident reimbursement times on the market
Coverage designed for you
Basic coverage
Personal liability coverage is strongly recommended. It covers harm that you may unintentionally cause to others, at home or elsewhere.
We cover your property against the risks listed in the insurance contract, including fire, theft and vandalism.
As the name suggests, this insurance covers you against all risks, EXCEPT for perils excluded from your insurance contract. The excluded perils should be listed in your policy. This is the most comprehensive coverage, as it enhances the basic protection provided by Specified Perils coverage while covering additional risks such as water damage.
What it covers:
- Residential building: This includes not only your home, but also any permanent equipment inside, such as a heat pump, for example.
- Outbuildings: This refers to any additional structure that is not physically attached to the dwelling and that is permanently installed on the insured premises. Examples: shed, garage.
Additional Coverage Options
Did you know that water damage accounts for nearly half of all home insurance claims in Quebec? That's why it's important to have good coverage and to know how to prevent water damage.
No more worrying about sewer backups with this coverage for accidental water damage as a result of:
- A sewer or septic tank backup
This coverage protects you against water damage caused by sudden, accidental water leakage through the roof, doors, windows, etc.
This coverage pays the costs of demolition and repair to fix a water inlet. It’s a low cost option compared to the expense of repairing water damage.
This option covers damage caused by freeze-thaw cycles and collapse caused by the weight of snow or ice, among other things.
This option covers damage to insured property caused by an accidental leak or overflow from an oil tank, a pipe to the furnace or connected system components. Decontamination is included in the coverage.
Some personal items, such as jewellery or bicycles, may have coverage limits because of their high value or risk of theft. With this coverage, we insure the full value of these items.
This option covers damage caused by an earthquake and any subsequent damage, like water seeping through a window that was damaged during the quake.
My Client Space
to make your life easier!
Manage your auto and home insurance online easily and securely, whenever you want, in My Client Space.
- Manage your products
- Consult your documents
- Replace or add a car to your insurance policy
- Access your digital car insurance certificate
- And much more!
Frequently Asked Questions
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Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
