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PharmAssist Pro
Financial wellness
ATTITUDE portfolios
Group insurance
PharmAssist Pro, a unique, proactive approach to drug evaluation
The dual challenge for employers
Advances in pharmaceutical science mean that many diseases can now be treated in ways that greatly improve the quality of life of those affected.
However, despite generating fewer claims, the latest specialty drugs are very expensive and put significant upward pressure on group benefit plan costs. Employers want to provide their employees with access to the latest drugs as soon as they become available, but they must also ensure the financial sustainability of the drug plan.
Priority access to new drugs
Thanks to our team's expertise and proactivity in evaluating new drugs, the PharmAssist Pro program offers a unique approach to helping our clients achieve their goals.
In doing so, our experts:
- Identify the most promising pharmaceutical innovations for our clients
- Negotiate agreements with manufacturers to allow for prompt integration of new drugs into our clients' plans at the lowest possible cost
- And they do it all even before the new drugs hit the market
PharmAssist Pro enables our clients to meet the dual challenge facing them: combining priority access to the latest treatment options with responsible plan cost management.
Included in all our clients' drug plans, the PharmAssist Pro program is part of our complete drug management solutions offering, PharmAssist.
Group savings and retirement
Financial wellness: Helping employees find their own balance and boosting engagement
Why has financial wellness become a major focus of employers’ workplace benefits strategies? With reduced financial stress, employees show increased engagement and productivity.
Although finding financial balance is important to group retirement savings plan members, understanding financial concepts requires time and effort as they must navigate through the overabundance of information available.
At iA Financial Group, we make it easier for members to find their balance by following logical, simple steps.
Our approach
Taking into account each member’s unique vision of financial wellness, our approach relies on four pillars:
- Making your budget
- Protecting your finances
- Setting your financial goals
- Planning your retirement
Tools to drive action
Plan members can access our simple educational content and intuitive tools based on the four pillars — directly in My Client Space, our secure website:
Financial Wellness Zone
- Includes information and tips to enhance members’ financial literacy, as well as calculators to help them take action
Financial Wellness Assessment
- Members can complete the four modules at their convenience, letting them progress at their own pace
- They receive their overall financial health score and personalized action plans
- They are also offered resources to help them adopt and maintain good financial habits
Expert support to engage members
Our financial educators can guide plan members as they assess their current situation, see their options and take action. They also reinforce employers’ efforts in creating a positive work environment, promoting their brand with employees, and engaging them toward achieving financial wellness — no matter what that means for them.
Group savings and retirement
The ATTITUDE portfolios, a high-performance, distinctive life cycle solution
One of the most advanced investment solutions in Canada
The popularity of the ATTITUDE portfolios has been growing steadily since their launch in 2007. Today, they are the default investment option in more than 80% of our clients' group retirement savings plans.
That's why our investment experts are continually improving our ATTITUDE portfolios, which have become a benchmark for life cycle solutions across the country.
Distinctive features of the ATTITUDE portfolios:
- 5 investor profiles
- Multi-management approach with renowned managers
- 5 distinct categories of direct alternative investments
- Risk reduction by asset class
- Strategic asset mix glide path continuing 10 years after retirement
- Fund of funds portfolios resulting in continuous fee reduction
Benefits for investors
This pre-built investment solution is designed to provide a well-diversified investment strategy for investors interested in a simplified solution. It also gives them access to funds developed by financial professionals and managed by renowned fund managers.
The composition of our 65 ATTITUDE portfolios adapts to plan members’ investor profile and automatically evolves according to the number of years before their retirement. They are a wise choice to help them stay on track to achieving financial well-being.
For more information
Visit the ATTITUDE page
