Term, permanent and universal life insurance protects your loved ones while fulfilling your financial obligations, allowing your family to maintain their lifestyle.
Get a quoteWhy is life insurance important?
- It covers your financial commitments.
- It allows your family to maintain their standard of living.
- It covers death-related expenses.
- It allows you to leave a legacy.
- It ensures business continuity.
- It completes life insurance coverage offered through your employer.
DID YOU KNOW?
- You are never too young to buy life insurance, since the younger you are, the lower the cost of your premium.
- It will be time for you to re-evaluate the right type of insurance for you to ensure you are covered properly.
We offer 3 types of life insurance to meet your needs
Term
life insurance
Affordable coverage to meet your temporary needs
Protects your loved ones for a pre-determined period while you have greater financial commitments.
It's the ideal solution if:
- You have dependent children and are on a tight budget
- You have short- and medium-term loans to repay
Permanent
life insurance
Lifetime insurance coverage
Permanently protects your family and your legacy.
It's the ideal solution if:
- You would like to leave a legacy
- You would like to be protected, even if your health changes
- You would like to ensure the continuity of your business
Universal
life insurance
A combination of permanent life insurance and savings
Offers you lifetime coverage and the opportunity to save with certain tax benefits.
It's the ideal solution if:
- You would like to leave a significant inheritance
- You have contributed the maximum amount to your RRSP and your TFSA
- You would like to protect the value of your company
Compare the different kinds of life insurance we offer
| Term | Permanent | Universal | |
|---|---|---|---|
| Coverage term | 10 to 40 years | For life | For life |
| Cost | $ | $$ | $$$ |
| Cash value | — | — | |
| Savings component | — | — |