Drug insurance in Quebec | Pooling terms and conditions for 2025
News Release
The Canadian Drug Insurance Pooling Corporation (CDIPC) and the Quebec Drug Insurance Pooling CorporationTM (QDIPC) coordinate the pooling process among various life and health insurance companies. The primary objective of pooling is to allow group insurance policyholders to protect themselves against the financial impact of significant drug claim costs.
Features applicable to Quebec groups
- Pooling applies to all drugs covered by the private plan for all eligible groups, regardless of their size.
- Groups with less than 6,000 plan members are subject to the same standard formula that is applied across the industry, whether the group is insured or not.
Pooling parameters for 2025
We will continue to apply the threshold and costs for groups of 50 to 124 certificates to insured groups of 125 or more certificates in compliance with the pooling parameters set by the CDIPC.
These new parameters will be used for 2025 renewals.
If you have any questions, please contact your advisor or your iA Financial Group Account Executive.
1May vary depending on the threshold established by the CDIPC.