Term, permanent and universal life insurance protects your loved ones while fulfilling your financial obligations, allowing your family to maintain their lifestyle.

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Why is life insurance important?

  • It covers your financial commitments. 
  • It allows your family to maintain their standard of living. 
  • It covers death-related expenses.
  • It allows you to leave a legacy. 
  • It ensures business continuity. 
  • It completes life insurance coverage offered through your employer.


  • You are never too young to buy life insurance, since the younger you are, the lower the cost of your premium.
  • It will be time for you to re-evaluate the right type of insurance for you to ensure you are covered properly.

We offer 3 types of life insurance to meet your needs

life insurance

Affordable coverage to meet your temporary needs

Protects your loved ones for a pre-determined period while you have greater financial commitments.

It's the ideal solution if:
  • You have dependent children and are on a tight budget
  • You have short- and medium-term loans to repay

life insurance

Lifetime insurance coverage

Permanently protects your family and your legacy.

It's the ideal solution if:
  • You would like to leave a legacy
  • You would like to be protected, even if your health changes
  • You would like to ensure the continuity of your business

life insurance

A combination of permanent life insurance and savings

Offers you lifetime coverage and the opportunity to save with certain tax benefits.

It's the ideal solution if:
  • You would like to leave a significant inheritance
  • You have contributed the maximum amount to your RRSP and your TFSA
  • You would like to protect the value of your company

Compare the different kinds of life insurance we offer

Term Permanent Universal
Coverage term 10 to 40 years For life For life
Cost $ $$ $$$
Cash value
Savings component

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