BOAT INSURANCE
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Average savings of $565
Multi-product savings
Bundle your auto, home and recreational vehicle insurance, and save even more.
Quick and easy claims!
When something happens, we’re here to help. You can count on our expert advice and assistance for your boat insurance claim.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest claim payment times on the market
Every summer, thousands of boating enthusiasts take to the waterways. To help you make the most of your time on the water, we offer comprehensive boat insurance and civil liability coverage to suit your needs.
Whether your boat is on the water, on land or in transit, you'll be well protected with iA Auto and Home boat insurance! Your accessories, navigation and communication equipment, hitches and trailers are also covered, subject to certain conditions, so you can take to the water with complete peace of mind. And because destructive pests can be a problem for any boater, we offer coverage for damage caused by rodents and zebra mussels.
With iA Auto and Home boat insurance, you get the added perk of automatic membership in the Regroupement des Plaisanciers du Québec (RPQ), which gives you to up to 10% off your insurance premium and a service to assess the purchase or resale value of your vessel.
We insure most types of boats!
- Fishing boats
- Motor yachts
- Jet skis
- Pontoon boats
- Runabouts
- Sailboats
- Bass boats
- Jet boats
- Inflatable boats
- Ski boats
- Deck boats
- Cruiser boats
Call us at 1-866-650-4689 to get a quote that’s right for you!
Recommended coverage
Civil liability
Choose up to $1 million or $2 million in civil liability coverage.
All risks
We offer comprehensive coverage, whether your boat is on the water, on land or in transit.
Accessories and trailers
Get warranties for your boat accessories, communications and navigation equipment, hitches and trailers.
Pest coverage
Insure your property against damage caused by rodent and zebra mussel infestations.
Boat insurance: Exclusive features
Our coverage stands out!
- Fishing equipment covered up to $8,000
- Emergency towing at any time
My Client Space
to make your life easier!
Manage your auto and home insurance online easily and securely, whenever you want, in My Client Space.
- Manage your products
- Consult your documents
- Replace or add a car to your insurance policy
- Access your digital car insurance certificate
- And much more!
Frequently Asked Questions
Why is boat insurance a good idea?
Even though it isn’t mandatory to have boat insurance, it’s strongly recommended. Boat insurance gives you peace of mind in more ways than one. First, boats can be very costly. From theft to vandalism, the bills can mount quickly. If your boat has loan financing, your creditor may require insurance. Some marinas also require civil liability insurance to moor your boat there. And if you are found responsible for injuries to a boater because of an accident, you may have to pay damages.
What are the main types of boat insurance coverage?
First and foremost, boat insurance provides civil liability coverage. It protects you in the event of damage or injury to others when you’re out in your boat. iA Auto and Home also offers “all risks” boat insurance. iA Auto and Home boat insurance covers your accessories, trailers and hitches, and provides additional coverage for damage by pests. Even your fishing equipment is covered up to $8,000! Your boat is big investment—keep it protected.
What information do I need when I purchase boat insurance?
Here are the main details you'll need to provide when you insure your boat:
- Your boat-related claims over the past 5 years
- The names of the other people who will be driving your boat, and their driving records
- Boat type, length and make
- Engine type and horsepower
- Maximum boat speed
- Accessories and equipment to be insured
- Purchase date and price of boat and motor
- Serial numbers (boat, motor, engine mount, trailer, etc.)
- Anti-theft system (mandatory for some boats)
How can I get boat insurance at a good price?
Factors like engine horsepower and the type or size of your boat can affect the cost of your boat insurance. The insurance options you choose are also a factor. Our top advice—call us to find out if you qualify for any discounts to get a good deal on your boat insurance!
Bundling your insurance with iA Auto and Home pays off!
Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
