Available exclusively to Quebec residents, the Peek-A-Boo Plan offers free accident insurance for children between 15 days and 12 months of age.
- Financial assistance so you can take care of your family in the event of an accident
- Quick and easy enrolment, with no questionnaire or medical exam
- No obligation on your part
Any infant between the ages of 15 days and 12 months who resides permanently in Quebec during the coverage period and whose name appears on the Peek-a-Boo Plan application. Limit of one accident insurance policy per child.
The insurance coverage takes effect on the later of the following dates: the child’s 15th day of life or the date of receipt of the Peek-a-Boo Plan application form at the iA Financial Group head office. The coverage period is for 12 months. The insured infant is covered 24 hours a day, anywhere in the world.
|Maximum Benefit *|
|A. Accidental Death|
|Accidental death while travelling on a public conveyance||$15,000|
|B. Natural Death $2,500|
|C. Dismemberment or Loss of Use|
|Loss of two limbs, or loss of one limb and sight in one eye, or loss of sight in both eyes||$50,000|
|Loss of hearing in both ears and loss of speech||$50,000|
|Loss of hearing in both ears or loss of speech||$25,000|
|Loss of one limb or loss of sight in one eye||$12,500|
|Loss of hearing in one ear||$3,000|
|Loss of fingers or toes (each finger or toe)||$1,000|
|Maximum amount payable under this clause||$50,000|
|D. Hospital and Paramedical Expenses Resulting From an Accident|
|Initial purchase (but not the replacement) of prosthesis/artificial limbs||Max. $3,000|
|Initial purchase (but not the replacement) of a hearing aid||Max. $500|
|Additional charge for a private or semi-private room||Max. $55/day|
|Rental or purchase (but not the replacement) of orthopedic appliances||Included|
|Treatment by a physiotherapist or chiropractor||$15/visit, max. $180/year|
|Emergency transportation expenses||Max. $1,000|
|Room and board for the person accompanying the insured||$100/day, Max. $500|
|Maximum per accident||$25,000|
|E. Hospitalization Allowance|
|Lump-sum benefit (payable starting the first night)||$25/night, max. $1,000|
|F. Emergency Care Outside the Province of Residence|
|Physician services, hospital care and transportation by ambulance following an accident||Max. $5,000|
|G. Child Care Expenses|
|Children under 18 years of age (injured insured child or other children of the parent or legal guardian)||$10/hour, max. $100/year|
The issued contract is the only official document binding on the parties.
* This table summarizes the benefits contained in the Peek-a-Boo Plan. Certain restrictions and exclusions specific to these guarantees apply.
General Exclusions: No benefits are payable for:
Care or treatment provided by a person related to the insured (except for transportation expenses).
Coordination of benefits for dental, hospital, paramedical and emergency care expenses.
The insured must always submit claims for reimbursement first to other plans (public, private or group insurance plans) before filing a claim under this policy. iA Financial Group’s liability is limited to the portion of costs not reimbursed by these other plans.
As for public plans, iA Financial Group’s liability is limited to the portion of costs that exceeds the costs reimbursable by these public plans, whether or not they are reimbursed.
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