How to save on your prescription drugs?

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The active ingredients in a generic drug are the same and in the same quantity as the brand-name drug. Click here to learn more.

Ask for the generic version

The active ingredients in a generic drug are the same and in the same quantity as the brand-name drug. Generic drugs must be approved by Health Canada and must comply with strict federal standards, particularly with respect to manufacturing and quality control.

Not only is the generic version just as effective, but it is also usually less expensive.

Your pharmacist or doctor can determine whether you can substitute a brand-name drug with its generic version. Ask them!

Save up to 65^%

By substituing the brand-name drug with its generic version, you could save up to 65% on the cost of your prescription.

Save up to 50^%

By comparing prices at different pharmacies, you could save up to 50%.

Shop around for your pharmacy

The cost of the drug is based on:

The cost of the molecule
The wholesaler markup
The pharmacist’s dispensing fees
The pharmacist’s markup

Pharmacy owners establish their prices based on:

What they pay for the drug
Their markup and dispensing fees

Therefore, the price of a drug can vary from pharmacy to pharmacy, even pharmacies under the same banner. The differences in price from one pharmacy to another can be surprising!

WebRx®, a drug look-up tool to help you better understand your coverage that will let you know:

If a drug is covered under your plan
Whether a generic version is available
The estimated amount of your reimbursement
And much more

Available in the iA Mobile app and in My Client Space.

Get a 60- or 90-day supply

If you take a prescription drug on a regular and continuous basis and don’t plan any changes in the coming months, did you know that you can buy your prescription for a longer period, like 60 or 90 days?

This will help you save on dispensing fees, and reduce the time spent going to the pharmacy.

Save up to 40^%

Renewing the drugs you take on a regular basis for 60 or 90 days can help you save up to 40%.

How are your premiums established?

Claims add fees add taxes = premiums

The calculation to establish drug insurance premiums and paramedical care costs (massage therapy, physioterapy, etc.) is simple.

add claims = premiums increase

The premiums paid by the employer and the employee are based on past claims submitted by all employees plus applicable fees and taxes. More group claims means higher premiums.

remove claims = premiums decrease

You can; therefore, individually, have an impact on the premium increase by reducing the number and amount of your own claims.

Help slow down premium increases

By using your group insurance plan responsibly and based on your actual needs, you can help slow down premium increases.