INCLUSIVE COVERAGES

Our commitment to equity, diversity and inclusion

To foster a more inclusive workplace, iA has designed a range of inclusive coverage options that can be added to any of its clients' group insurance plans.

These coverage options aim to support gender affirmation and the family. They offer essential assistance to plan members and their dependents.

À la carte inclusive coverage for a tailor-made program

As each coverage is offered à la carte, each organization can select those that best meet the diverse needs of its workforce.

Also, for added flexibility, we offer a flexible formula which allows organizations to choose the maximum amounts for each coverage option.

Ensuring overall employee health

As well as adding inclusive coverage options, and always with the aim of offering comprehensive support that promotes the overall health of the workforce, iA advises organizations to include additional coverage or enhance services related to health and wellness.

Support for gender affirmation

The steps involved in gender affirmation vary from person to person. For some people who wish to live fully in harmony with themselves, gender-affirming care and treatment may be an option, but the associated costs are sometimes an obstacle.

Gender affirmation coverage makes the transition more accessible for plan members and their dependents through reimbursement of care and treatment.

Gender affirmation coverage complements provincial health insurance plans and reimburses certain care and treatments not covered by the public plan. This coverage is added under the supplemental health insurance benefit.

Family support

In Canada, fertility problems affect approximately one in six couples. Since the costs associated with treatment are often substantial, Fertility coverage helps to reduce the financial stress associated with conceiving a child by reimbursing certain drugs, care and treatments.

Fertility coverage is complementary to the health insurance plan of the insured person’s province of residence. This coverage is added under the supplemental health insurance benefit.

For some people, surrogacy is the only way to start a family. Surrogacy coverage provides reimbursement of medical expenses as well as care and treatments in the context of an assisted reproduction program via a surrogate mother.

Surrogacy coverage is complementary to the health insurance plan of the plan member's province of residence. This coverage is added under the supplemental health insurance benefit.

To help plan members who wish to expand their families through adoption, iA offers coverage to ease the financial stress of future parents.

Adoption coverage, offered under an administrative services only (ASO) plan, covers eligible expenses related to the adoption process. This coverage is a taxable benefit.