Documents

Underwriting: Case preparation

These documents are here to facilitate your exchanges with our teams and optimize the underwriting experience.

Pre-qualification questionnaire Cover letter examples Cover letter content checklist

Implementation Guides

These technical documents are here to help you deepen your understanding of strategies and concepts, and prepare for their deployment.

Immediate financing arrangement (IFA) Wealth transfer guide

Reference documents

The documents below are made available to you to support you in developing strategies.

Transfer of ownership of a life insurance policy involving a corporation Capital dividend account Fair market value of a life insurance policy Shareholders' agreement in a nutshell Shareholder agreement: Life insurance, a valuable tool in the event of death Tax implications upon death in a nutshell Tax implications upon death Tax considerations for personal disability coverage Interest deductibility Estate freeze 2025 Federal budget Balance sheet strengthening Insurance as an asset class Fair market value of a life insurance in a nutshell Passive income Interest deductibility in a nutshell Taxation of segregated funds Segregated fund contract structure Taxation of corporate business income Taxation of life insurance Understanding canadian life insurance for US persons Post-mortem Estate Planning (under Common Law)

Chinese documents

涉及公司的人寿保 (Transfer of ownership of a life insurance policy involving a corporation Insurance as an asset class) 归于资产类别的保险 (Insurance as an asset class) 股东协议 (Shareholders' agreement in a nutshell) 承保说明函 (Cover letter content checklist) 承保说明函范本 (Cover letter examples)

Tools

Messages

PowerPoint Presentation Generation Issue – iA Large case tool

It is currently not possible to generate the PowerPoint presentations in iA Large case tool (SOCII, IRS and LIAC).

Our team is actively working to resolve the issue. We will provide updates as soon as the service is restored.

In the meantime, for any PowerPoint presentation requests related to this tool, please contact the AFTS team at AFTS-SFFA@ia.ca. We will be able to produce the document on your behalf.

Thank you for your understanding.

iA Large case tool (Download and enable macros*)

This tool illustrates the following concepts:
- SOCII: Shared ownership critical illness insurance
  SOCII Video Tutorial
- IRS: Insured retirement strategy
  IRS Video Tutorial
- LIAC: Life insurance as an asset class
  LIAC Video Tutorial
iA Tax at death tool (Download and enable macros*)

This tool illustrates death tax.

Data Collection (Download and enable macros*)

Video Tutorial
iA Retirement and Critical Illness insurance tool (Download and enable macros*)

This tool calculates the financial impact of a critical illness during the retirement savings accumulation phase, assuming that the illness lasts for one year.

Data Collection (Download and enable macros*)

Video Tutorial