Mortage Portfolio Breakdown – Single-family (1 to 4 units)
The first part of the graph shows the breakdown of principal balance by province and the weighted average loan-to-value ratio for each of them.
The second part shows the breakdown of mortgage principal balance based on the remaining amortization.
Last update: December 31, 2018
NEW LOANS | |
---|---|
Average weighted loan-to-value ratio (%) by province | |
Insured | |
QC |
78.52 |
ON |
73.26 |
AB |
0.00 |
CB |
47.71 |
Maritimes |
71.53 |
Non-insured | |
QC |
68.69 |
ON |
63.88 |
AB |
0.00 |
CB |
35.14 |
Maritimes |
77.51 |
Average weighted loan-to-value ratio (%) | ||||||||
---|---|---|---|---|---|---|---|---|
Book value (in thousands of dollars) | Percentage of portfolio | Average weighted loan-to-value ratio (%) | 0-179 months | 180-239 months | 240-299 months | 300-359 months | 360+ months | |
Insured | ||||||||
B.C. | 3,872 |
0.36 |
65.28 |
0.01 |
0.10 |
0.25 |
0.00 |
0.00 |
Sask., Man., Nunavut, N.W.T. | - |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Maritimes | 754 |
0.07 |
76.81 |
0.02 |
0.01 |
0.04 |
0.00 |
0.00 |
Ont. | 48,875 |
4.52 |
68.10 |
0.62 |
0.66 |
3.17 |
0.07 |
0.00 |
Que. | 804,602 |
74.48 |
71.69 |
12.52 |
22.49 |
36.22 |
3.22 |
0.02 |
Alta. |
1214 |
0.11 |
70.32 |
0.03 |
0.03 |
0.05 |
0.00 |
0.00 |
Subtotals | 859,317 | 79.54 | 71.46 | 13.20 | 23.29 | 39.73 | 3.29 | 0.02 |
Non-insured | ||||||||
B.C. | 14,894 |
1.38 |
46.63 |
0.07 |
0.41 |
0.83 |
0.07 |
0.00 |
Sask., Man., Nunavut, N.W.T. | 266 |
0.02 |
0.00 |
0.00 |
0.00 |
0.02 |
0.00 |
0.00 |
Maritimes | 712 | 0.07 |
67.43 |
0.02 |
0.02 |
0.03 |
0.00 |
0.00 |
Ont. | 91,126 |
8.43 |
58.77 |
0.46 |
0.98 |
6.11 |
0.84 |
0.05 |
Que. | 113,420 |
10.50 |
61.89 |
3.08 |
3.35 |
3.44 |
0.63 |
0.00 |
Alta. | 646 |
0.06 |
69.15 |
0.00 |
0.02 |
0.04 |
0.00 |
0.00 |
Subtotals | 221,064 | 20.46 | 59.63 | 3.63 |
4.78 | 10.47 | 1.54 | 0.05 |
Totals | 1,080,381 | 100.00 | 69.04 | 16.83 | 28.07 | 50.20 | 4.83 | 0.07 |