DISABILITY AND INCOME
INSURANCE
Disability insurance is a source of income that can compensate for the loss of your salary if you are disabled as a result of an accident or illness.
Need personalized advice?
Contact Customer Service
1-844-442-4636What is disability and income insurance?
A medium- or long-term work leave, due to disability, would have consequences for your finances and your lifestyle. Disability and income insurance would allow you to benefit from a monthly income, so you can meet your financial commitments and cover the expenses related to your health condition.
In the event of a disability, not only would you lose your primary source of income, you may also incur additional costs related to your health.
Superior
Depending on the product chosen, you could receive benefits from $300 to $10,000 per month, allowing you to take care of yourself and your family.
Customized
An insurance solution that offers a wide range of additional coverages, adapted to your situation.
Reassuring
The ideal insurance for self-employed workers, small business owners and salaried employees.
Coverage adapted to your needs
Superior Program
For all workers, self-employed as well as salaried
This complete program provides accident coverage at all times, no matter where an accident may occur (home, work, gym, etc). You’ll receive a monthly, non-taxable benefit and the duration of coverage can be 2 years, 5 years or up to age 65. Renewal is guaranteed.
You can also add certain additional coverages, including overhead expenses insurance coverage, which allows you to cover operating expenses for your company.
Acci-Jet Program
For manual workers and active people
The Acci-Jet Program provides, with no medical exam, coverage for accidents, injury to muscles or ligaments, or illness. You’ll receive a monthly, non-taxable benefit and the duration of coverage can be 2 years, 5 years or up to age 70. Renewal is guaranteed.
You can also add certain additional coverages, including overhead expenses insurance coverage, which allows you to cover operating expenses for your company.
Universal loan insurance
To allow you to repay your debts
In the event of disability, Universal loan insurance is a preferred option to protect your debts by paying the monthly installments for all your loans in the event of a disability after an illness or an accident. This coverage is also offered to tenants.
Compare our disability and income insurance
| Superior Program | Acci-Jet Program | Universal loan insurance | |
|---|---|---|---|
| Primary coverage | Your income | Your income | All your loans + rent |
| Age of eligibility | 18-59 years old | 18-69 years old | 18-59 years old |
| Coverage up to age | 65 years old | 70 years old | 65 years old |
| Coverage amount | $500 to $10,000/month | $500 to $6,000/month | $300 to $5,000/month |