Contest Rules

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Contest Rules “$15,000 to Treat Yourself” from iA Auto and Home Insurance

The “$15,000 to Treat Yourself” contest is held and organized by Industrial Alliance Auto and Home Insurance Inc. (hereinafter the “Organizer”).

1) ELIGIBILITY

This contest is open to all Quebec residents aged 18 or over.

The following individuals are excluded from the contest:

  • Employees of Industrial Alliance Auto and Home Insurance Inc. and persons residing with them.
  • Employees of Industrial Alliance Insurance and Financial Services Inc. (hereinafter “iA Financial Group”), including partner financial security advisors, and its subsidiaries and persons residing with them.
  • Managing general agents, i.e. financial security advisors authorized to make referrals to Industrial Alliance Auto and Home Insurance Inc. and persons residing with them.
  • Advertising and marketing agencies, suppliers of prizes, materials or services related to this contest.
  • Employees of business partners of Industrial Alliance Auto and Home Insurance Inc., including automobile dealerships.

Also ineligible are entrants who use an alias, the name of a person under 18 years of age or any other substitutions of a name.

2) HOW TO ENTER

This contest is free to enter and no purchase is necessary.

There are three (3) ways to enter:

  • By completing all the required fields of an entry form (Form F100-020A, F100-500A, F100-555A or the consent form attached to the market analysis) with an iA Financial Group financial advisor from one of the agencies listed in Appendix I. This entry form can also be provided electronically.

    Limit of one entry form per person during the contest period. Only one entry form is permitted for spouses and common-law spouses. No purchase is required. Each entry form provides one (1) chance of winning the prize described in point 5 (hereinafter the “Prize”). The use of facsimiles is not permitted.

    The entry form must have been received at the offices of Industrial Alliance Auto and Home Insurance (located at 925 Grande Allée West, Quebec City, QC G1S 1C1) or been signed between Friday, January 1, 2021 and Friday, December 31, 2021.
  • By obtaining a quote, i.e. receiving a price, for auto insurance or home insurance:
    • -on the VIP line at 1-866-650-4641 and mentioning the contest code received from one of our financial advisors from one of the iA Financial Group agencies or other agencies authorized to make auto and home insurance referrals. The entrant must have obtained the auto or home insurance quote on the VIP line between 8:00 am on Monday, January 4, 2021, and 4:00 pm on Friday, December 31, 2021.
    • Using a web link specifically provided by one of our financial security advisors who is authorized to make referrals online, to complete his/her quote online. The entrant must have completed the online auto or home insurance quote between Friday, January 1, 2021, and Friday, December 31, 2021.
    • No purchase is required. The quote completed with one of our property and casualty insurance agents on the VIP line of Industrial Alliance Auto and Home Insurance Inc. or completed online within the required timeframe provides five (5) chances for the entrant to win the Prize.

    Each quote provided for one of the abovenamed insurance products during the contest period gives the entrant five (5) chances to win per product. Only one auto insurance quote and one home insurance quote will be accepted for the purposes of this contest, for a maximum of ten (10) chances of winning during the contest period. Once the quote is completed, you will be automatically entered in the contest.

    The entrant is the person who completed the quote (over the phone or online) and if declared the winner, the Prize will be awarded to this person.

  • By submitting a 50-word text describing the importance of having a financial advisor to administer one’s finances. You must also indicate your full name, date of birth, email address and telephone number. Limit of one entry per address. This text must be received by December 31, 2021, at:
  • “$15,000 to Treat Yourself” Contest
    Industrial Alliance Auto and Home Insurance Inc.
    925 Grande Allée West, Suite 230
    Quebec City, QC  G1S 1C1

    The text must be received no later than 11:59:59 pm (ET) on December 31, 2021, and provides one (1) contest entry.

3) ENTRY RESTRICTIONS

Limit of eleven (11) contest entries per person for the entire contest period. Any attempts to exceed the number of permitted entries, specifically by using multiple or different email addresses, identities, registrations or logins nullifies all entries submitted by the entrant and will result in immediate disqualification. Any and all use of automated devices, robots, scripts, macros or automated contest entry services will result in the immediate disqualification of all entries submitted by the entrant.

4) CONTEST PERIOD

The contest starts at 8:00 am (ET) on Friday, January 1, 2021, and ends at 11:59 pm (ET) on Friday, December 31, 2021.  

5) PRIZE

Each month during the contest period, five (5) finalists will be drawn and will each win $150 in the form of a cheque, for a grand total of sixty (60) finalists.

At the end of the year, and once all monthly draws have been completed, a grand draw will take place among the sixty (60) finalists and the winner will receive the grand prize of $15,000, in the form of a cheque.

Throughout the contest period, Industrial Alliance Auto and Home Insurance Inc. will distribute sixty (60) cheques of $150 each and one (1) cheque of $15,000, for a total prize value of $24,000.

6) ACCEPTANCE OF CONTEST RULES

By entering the contest, the entrant agrees to comply with the contest rules and all decisions of the Organizer.

Industrial Alliance Auto and Home Insurance Inc. reserves the right to disqualify any entrant or contest entry that does not comply with the contest rules.

7) ODDS OF WINNING

The odds of becoming a finalist and winning one of sixty (60) prizes of $150 will be dependent upon the number of eligible entries received every month during the contest period, as well as the moment at which the entrant registers for the contest. Entrants are only eligible for the draw associated with the month they enter the contest.

For example, a client’s five (5) entries for a quote obtained in August will only count for the August draw. Entrants have a maximum of eleven (11) entries for the entire contest period.

Maximum of one (1) prize of $150 per entrant throughout the contest period.

Once the entrant has been declared a finalist, his/her chance of winning the grand prize of $15,000 is one in 60.

8) PRIZE DRAWS

Finalists of the draws for $150

The sixty (60) winners of the “$15,000 to Treat Yourself” contest will be determined by an electronic draw by a designated official at the head office of Industrial Alliance Auto and Home Insurance Inc., at 925 Grande Allée West, Suite 230 in Quebec City.

During the contest period, monthly draws will take place at 11:00 am (ET)on the first Wednesday following the last day of the previous month from among all entrants who have qualified in the month preceding the draw. All prize draw dates are detailed in Appendix II of these contest rules.

Maximum of one (1) prize per entrant. In the event that the same entrant is drawn a second time, Industrial Alliance Auto and Home Insurance will draw again.

Winner of the grand prize of $15,000

The winner of the grand prize of $15,000 for the “$15,000 to Treat Yourself” contest will be determined by an electronic draw by a designated official at the head office of Industrial Alliance Auto and Home Insurance Inc., at 925 Grande Allée West, Suite 230 in Quebec City. The draw will take place at 11:00 am (ET) on Wednesday, February 17, 2022.

9) CLAIMING THE PRIZE

To be declared the winner, subject to eligibility, the entrant chosen by random draw must:

  • Be reached by the Organizer by email or phone within 30 business days of the draw
  • Sign and return the Declaration and Release Form (hereinafter “Declaration Form”) provided by the Organizer. The form can be returned by mail to the address listed below or by email to iah-prc@iaah.ca within 15 days of receipt

“$15,000 to Treat Yourself” Contest
Industrial Alliance Auto and Home Insurance Inc.
925 Grande Allée West, Suite 230Quebec City, QC G1S 1C1

Failure to comply with any of the abovementioned conditions will result in the disqualification of the chosen entrant and there shall be another prize draw pursuant to the contest rules until a winner is drawn.

The prize will be presented by the financial security advisor who referred the winner, at a time determined by the contest Organizer. If an agreeable time could not be settled on with the winner within 60 days of the contest Organizer contacting the winner, or if the winner were unable to travel, the contest Organizer could mail the prize to the winner.

The Prize must be accepted as is, and cannot be transferred, assigned, substituted or exchanged, except at the sole discretion of the contest Organizer who reserves the right to substitute the Prize for a prize of equal value if, for any reason, the Prize cannot be awarded as is.

Upon receipt of the Prize, the winner releases Industrial Alliance Auto and Home Insurance Inc., Industrial Alliance Insurance and Financial Services Inc., and its subsidiaries, representatives and employees from any liability and waives any damages which may result from the acceptance and use of the Prize.

The winner acknowledges that upon receipt of the Prize, the fulfillment of prize-related obligations becomes the full and exclusive responsibility of the various goods and service providers.

10) REPRESENTATIONS OR WARRANTIES

Industrial Alliance Auto and Home Insurance Inc. makes no declarations or warranties, express or implied, as to the quality or suitability of the Prize awarded. The winner acknowledges and agrees that he/she may not attempt to receive reimbursement, make a claim or commence any type of legal action against Industrial Alliance Auto and Home Insurance Inc. in the event the Prize is not suitable for the purposes described or if he/she is dissatisfied with the Prize as awarded.

11) DECISIONS AND DISPUTES

The “$15,000 to Treat Yourself” contest is organized and managed by Industrial Alliance Auto and Home Insurance Inc.

Industrial Alliance Auto and Home Insurance Inc. reserves the right to change the contest terms and conditions or to cancel the contest without prior notice, subject to approval by the Régie des alcools, des courses et des jeux.

All decisions by the contest administrators are final and binding. However, any dispute regarding the conduct or organization of a promotional contest can be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any dispute regarding the awarding of a Prize may be submitted to the Régie des alcools, des courses et des jeux only for the purpose of helping the parties reach a settlement.

12) ACCEPTANCE AND SUBSTITUTION

The contest Organizer waives any and all liability where its inability to act is caused by a force beyond its control or by a labour dispute in its establishments or in the establishments of the organizations or business whose services are used for holding this contest.

13) LIMITATION OF LIABILITY

Entrants release Industrial Alliance Auto and Home Insurance Inc., its employees, agents, representatives and subsidiaries from any and all liability for damages resulting from their participation in the contest.

14) CHANGES TO THE CONTEST

The contest Organizer reserves the right, in its sole discretion, to modify, cancel or suspend this contest, in whole or in part, in the case of an event or a deliberate attempt to undermine the administration, security, impartiality or operation of this contest, as provided in these contest rules, subject to approval by the Régie des alcools, des courses et des jeux, if necessary. In all circumstances, the contest Organizer, its subsidiaries, advertising and marketing agencies, goods and service providers related to this contest, as well as its representatives, agents and employees shall not be required to award more prizes or other prizes than those stated in these contest rules.

15) USE OF THE WINNER’S NAME

The winners authorize the contest Organizer to use their name, photograph, place of residence, voice or image for publicity purposes, without any compensation beyond the prize awarded, and they agree to have this information posted on websites and Facebook pages of iA Financial Group, its affiliated agencies and its representatives.

16) ENTRY MATERIALS AND COMMUNICATIONS

Industrial Alliance Auto and Home Insurance Inc. remains at all times the exclusive owner of all contest entry materials and communications.

17) APPLICABLE LEGISLATION

The contest is subject to all applicable federal, provincial and municipal legislation as well as to these contest rules, which are available from Industrial Alliance Auto and Home Insurance Inc. at www.ia.ca/contest-treat.

All applicable contest fees pursuant to the Act respecting Lotteries, Publicity Contests and Amusement Machines have been paid.

18) SEVERABILITY

Where a paragraph of these contest rules is declared or judged illegal, unenforceable or invalid by a competent jurisdiction, the paragraph in question will be considered void, but all other unaffected paragraphs will be applicable to the extent permitted by law.

19) PERSONAL INFORMATION

  • For the purposes of this contest, Industrial Alliance Auto and Home Insurance Inc. will gather and securely store your personal information.
  • Industrial Alliance Auto and Home Insurance Inc. will use this personal information to identify entrants and to contact the contest winner. The information gathered will also be used for solicitation purposes and to calculate the number of entries.
  • If Industrial Alliance Auto and Home Insurance Inc. uses the services of specialized companies to deliver the Prize, they are only authorized to use the personal information collected for the purposes of delivering the Prize.
  • If you have any questions regarding the use or disclosure of your personal information, please review the Privacy Policy for iA Financial Group at https://ia.ca/privacy-policy.
  • Anyone may obtain a copy of these contest rules as well as the name of the contest winners by sending a written request to the following address:

“$15,000 to Treat Yourself” Contest
Industrial Alliance Auto and Home Insurance Inc.
925 Grande Allée West, Suite 230
Quebec City, QC G1S 1C1
Contest rules are also available at: www.ia.ca/contest-treat.

Liste des agences reconnues dans le cadre de ce concours. Les districts affiliés à ces agences sont également reconnus dans le cadre du concours.

Agency Phone Address
BEAUBIEN
Fax: 888-781-1610
514-729-3281
866-729-3281
1611 Crémazie Blvd. East, Suite 501
Montreal, QC H2M 2M2
BEAUGRAND
Fax: 877-781-7386
514-353-3230
866-353-3230
7400 Galeries d’Anjou, Suite 650
Montréal, QC H1M 3M2
BEAUPORT
Fax: 877-481-7406
418-623-9805
877-623-9805
720 d’Everell Street, Suite 300
Quebec City, QC G1C 0N2
BELOEIL
Fax: 855-688-5254
450-467-0993
888-467-0993
370 Sir-Wilfrid-Laurier, Suite 203
Mont St-Hilaire, QC J3H 5V3
BOIS-FRANCS
Fax: 855-688-5250
819-752-9610
800-381-7337
78 Labbé Blvd South
Victoriaville, QC G6S 1K4
BOUCHERVILLE-MONTÉRÉGIE
Fax: 855-688-5276
450-449-9655
844-449-9655
500 d’Avaugour Street, Suite 2000
Boucherville, QC J4B 0G6
BROSSARD
Fax: 855-688-5269
450-672-6410
800-267-6410
9935 de Châteauneuf Street, Suite 230
Brossard, QC J4Z 3V4
CARTIER
Fax: 877-781-7395
450-672-3510
800-263-3510
3400 de l’Éclipse Street, Suite 810
Brossard, QC J4Z 0P3
CENTRE ABITIBI
Fax: 877-781-7417
819-825-7244
888-825-7244
2 10th Avenue East
Amos, QC J9P 5E6
CHICOUTIMI
Fax: 877-781-7380
418-549-6914
800-363-0361
255 Racine Street East, Suite 800
Chicoutimi, QC G7H 7L2
CHOMEDEY
Fax: 877-781-7418
450-973-6542
800-561-2486
2525 Daniel Johnson, Suite 420
Laval, QC H7T 1S9
DES LAURENTIDES
Fax: 877-781-7393
450-473-9808
800-363-8236
430 Arthur-Sauvé Blvd, Suite 2070
St-Eustache, QC J7R 6V6
DOLBEAU
Fax: 877-781-7391
418-276-3811
888-742-3811
1661 Wallberg Blvd
Dolbeau-Mistassini, QC G8L 1H7
DORVAL-OUEST-DE-L’ÎLE
Fax: 888-781-7419
514-684-3883
800-268-7424
2020 Trans-Canada Highway, Suite 410
Dorval, QC H9P 2N4
DRUMMONDVILLE
Fax: 877-781-7390
819-478-4159
800-408-4159
333 Janelle Street
Drummondville, QC J2C 3E2
DUVERNAY
Fax: 855-684-9938
450-662-6309
855-662-6309
1600 St-Martin East, Tower A, Suite 350
Laval, QC H7G 4R8
GATINEAU
Fax: 877-781-7414
819-243-9914
800-986-6494
455 de la Gappe Blvd, Suite 301
Gatineau, QC J8T 0G1
GRANBY
Fax: 888-781-0941
450-372-4054
888-840-8438
100 Robinson South, Suite 122 (Second Floor)
Granby, QC J2G 7L4
HULL
Fax: 877-781-7394
819-771-6645
800-363-8004
1160 St-Joseph Blvd, Suite 101
Gatineau, QC J8Z 1T3
JOLIETTE
Fax: 855-688-5252
450-756-0578
888-756-0578
40 Gauthier South, Suite 2100
Joliette, QC J6E 4J4
LA CHAUDIÈRE
Fax: 855-688-5265
418-228-7171
888-463-7171
11535 First Avenue, Suite 370
St-Georges-de-Beauce, QC G5Y 7H5
LANAUDIÈRE
Fax: 877-781-7408
450-582-3013
800-361-4364
155 Notre-Dame Street, Suite 60
Repentigny, QC J6A 5L3
LANGELIER
Fax: 877-781-1613
514-353-5420
866-353-5420
5125 du Trianon Street, Suite 400
Montreal, QC H1M 2S5
LA PRAIRIE
Fax: 877-581-7385
450-659-2478
877-691-3380
26 Taschereau Blvd., Suite 200
La Prairie, QC J5R 0R9
LAVAL-OUEST
Fax: 877-781-1585
450-781-1328
888-781-1328
3055, St-Martin West, Suite T110
Laval, QC H7T 0J3
LEBOURGNEUF
Fax: 877-781-7381
418-687-9449
800-665-9287
500 Bouvier Street, Suite 302
Quebec, QC G2J 1E3
LE GARDEUR
Fax: 866-981-7409
450-654-1489
800-567-8525
155 Lacombe Blvd, Suite 280
Repentigny, QC J5Z 3C4
LES RIVIÈRES
Fax: 833-204-8274
418-626-5169
833-626-5169
1255 Lebourgneuf Blvd, Fourth Floor
Quebec, QC G2K 0M6
MAGOG
Fax: 855-688-5266
819-847-0494
866-847-0494
45 Centre Street, Suite 200
Magog, QC J1X 5B6
MATANE II
Fax: 866-581-1577
418-562-4366
800-431-8770
305 de la Gare, Suite 105
Matane, QC G4W 3J2
MATANE-GASPÉSIE
Fax: 888-781-7411
418-562-4778
877-372-4415
1156 du Phare Avenue West
Matane, QC G4W 3M6
MAURICIE
Fax: 855-688-5253
819-539-5405
800-539-5405
855 Broadway Avenue, Suite 220
Shawinigan, QC G9N 8B8
MERCIER
Fax: 877-781-7403
514-364-0179
888-364-0179
7655 Newman Blvd, Suite 207
Lasalle, QC H8N 1X7
MONTÉRÉGIE
Fax: 877-581-7388
450-773-7493
800-463-8658
1200 Daniel-Johnson Blvd., Suite 6000
Saint-Hyacinthe, QC J2S 7K7
MÉTROPOLE
Fax: 877-781-7382
MONT-LAURIER
Fax: 809-623-2115
514-721-6220
866-333-6220
819-623-1947
800-567-6738
4555 Métropolitain East, Suite 200
Saint-Léonard, QC H1R 1Z4
719 de la Madone Street
Mont-Laurier, QC J9L 1T3
MONTRÉAL-MAISONNEUVE
Fax: 877-781-7413
514-324-3811
866-324-3811
6555 Métropolitain east, Suite 403
Saint-Léonard, QC H1P 3H3
OTTAWA
Fax: 877-781-7410
613 744-8255
800 494-5623
1900 City Park Drive, Suite 510
Gloucester, ON K1J 1A3
POINTE-AUX-TREMBLES
Fax: 855-684-0060
514-642-3603
855-642-3603
13301 Sherbrooke East, Suite 220
Montreal, QC H1A 1C2
QUEBEC CITY
Fax: 877-781-7420
418-627-3550
888-627-3550
4635 First Avenue, Suite 200
Quebec, QC G1H 2T1
QUÉBEC RIVE-SUD
Fax: 877-781-1603
418-835-1212
800-651-8246
1200 Guillaume-Couture Blvd, Suite 401
Lévis, QC G6W 5M6
RIMOUSKI
Fax: 855-688-5264
418-723-3236
800-463-0697
180 des Gouverneurs, Suite 001
Rimouski, QC G5L 8G1
RIVE-NORD
Fax: 888-781-1584
450-964-3003
800-387-2204
816 des Seigneurs Blvd., Suite 101
Terrebonne, QC J6W 1T9
RIVE-SUD
Fax: 855-688-5259
450-671-8017
855-871-8017
2120 Victoria Avenue, Suite 010
Greenfield Park, QC J4V 1M9
RIVIÈRE-DU-LOUP
Fax: 888-781-7412
418-862-0141
800-473-6913
320 de l’Hôtel de Ville Blvd, Suite 200
Rivière-du-Loup, QC G5R 5C6
ROUYN-NORANDA
Fax: 877-781-7384
819-797-1555
888-797-1555
139 Québec Avenue, Suite 302
Rouyn-Noranda, QC J9X 6M8
SAGUENAY-LAC-SAINT-JEAN
Fax: 855-688-5249
418-542-9004
800-667-4594
3639 Harvey Blvd, Suite 100
Jonquière, QC G7X 3B2
SAINT-DENIS
Fax: 855-688-5255
514-381-4411
888-381-4411
9001 de l’Acadie Blvd, Suite 404
Montreal, QC H4N 3H5
SAINTE-FOY
Fax: 877-781-7405
418-653-4064
800-898-4064
3045, Maricourt Street, Suite 205
Quebec, QC G1W 0G6
SAINT-JÉRÔME
Fax: 888-781-0938
450-530-9471
888-227-1585
2192 Curé-Labelle Blvd
Saint-Jérôme, QC J7Y 1T3
SAINT-MARTIN
Fax: 877-781-7392
450-681-1614
800-463-8606
3030 Le Carrefour Blvd, Suite 702
Laval, QC H7T 2P5
SAINT-SACREMENT
Fax: 833 752-2244
418 425-2241
833 752-2241
1800 rue Semple, bureau 100
Québec Qc G1N 4B8
SHERBROOKE
Fax: 877-781-7383
819-569-2514
800-668-2514
3200-A King Street West, Suite A-200
Sherbrooke, QC J1L 1C9
THETFORD MINES
Fax: 855-688-5268
418-338-8556
800-449-8556
1310 Notre-Dame East, Suite 200
Thetford Mines, QC G6G 2V5
TROIS-RIVIÈRES
Fax: 888-781-1609
819-375-1635
800-363-1635
1055 des Forges Blvd, Suite 440
Trois-Rivières, QC G8Z 4J8
VAUDREUIL
Fax: 855-688-5251
450-424-3960
800-363-5395
11 Cité des Jeunes East, Suite 202
Vaudreuil-Dorion, QC J7V 0N3
VALLÉE-DE-L’OR
Fax: 877-781-7417
819-825-7244
888-825-7244
888 Third Avenue, Suite 301
Val-d’Or, QC J9P 5E6

Other agencies or financial advisors authorized to make referrals to Industrial Alliance Auto and Home Insurance may be added to this list during the contest period.

Prize Draw Dates – “$15,000 to Treat Yourself” Contest

The prize draws to determine the finalists will take place on the following dates at 11:00 am (ET):

  • Wednesday, February 3, 2021: The draw will be performed from all eligible entries received from January 1, 2021, to January 31, 2021 (11:59:59 pm ET).
  • Wednesday, March 3, 2021: The draw will be performed from all eligible entries received from February 1, 2021, to February 29, 2021 (11:59:59 pm ET).
  • Wednesday, April 7, 2021: The draw will be performed from all eligible entries received from March 1, 2021, to March 31, 2021 (11:59:59 pm ET).
  • Wednesday, May 5, 2021: The draw will be performed from all eligible entries received from April 1, 2021, to April 30, 2021 (11:59:59 pm ET).
  • Wednesday, June 2, 2021: The draw will be performed from all eligible entries received from May 1, 2021, to May 31, 2021 (11:59:59 pm ET).
  • Wednesday, July 7, 2021: The draw will be performed from all eligible entries received from June 1, 2021, to June 30, 2021 (11:59:59 pm ET).
  • Wednesday, August 4, 2021: The draw will be performed from all eligible entries received from July 1, 2021, to July 31, 2021 (11:59:59 pm ET).
  • Wednesday, September 1, 2021: The draw will be performed from all eligible entries received from August 1, 2021, to August 31, 2021 (11:59:59 pm ET).
  • Wednesday, October 6, 2021: The draw will be performed from all eligible entries received from September 1, 2021, to September 30, 2021 (11:59:59 pm ET).
  • Wednesday, November 3, 2021: The draw will be performed from all eligible entries received from October 1, 20211, to October 31, 2021 (11:59:59 pm ET).
  • Wednesday, December 1, 2021: The draw will be performed from all eligible entries received from November 1, 2021, to November 30, 2021 (11:59:59 pm ET).
  • Wednesday, January 5, 2022: The draw will be performed from all eligible entries received from December 1, 2022, to December 31, 2022 (11:59:59 pm ET).

The draw for the grand prize of $15,000 will take place on February 17, 2022, at 11: am (ET) from among all contest finalists.