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The “Win $250 in Gas” contest is held and organized by Industrial Alliance Auto and Home Insurance Inc. (hereinafter the “Organizer”).

1) ELIGIBILITY

This contest is open to all Quebec residents aged 18 or over.

The following individuals are excluded from the contest:

• Employees of the Organizer and persons residing with them. 
• Employees of Industrial Alliance Insurance and Financial Services Inc. (hereinafter “iA Financial Group”), including partner financial security advisors, and its subsidiaries and persons residing with them.
• Managing general agents, i.e. financial security advisors authorized to make referrals to the Organizer and persons residing with them.
• Employees of advertising and marketing agencies, suppliers of prizes, materials or services related to this contest. 
• Employees of business partners of the Organizer, including automobile dealerships in Quebec. 

Also ineligible are entrants who use an alias, the name of a person under 18 years of age or any other substitutions of a name.

2) HOW TO ENTER

This contest is free to enter and no purchase is necessary.

There are two (2) ways to enter:

• a) By obtaining an online quote, for an auto insurance, tenant’s insurance or homeowner’s home insurance product, i.e. receiving a price:
  - Using one of the online quotes available on the ia.ca website. The entrant must have obtained the quote between October 18, 2021, and December 10, 2021.
  
  - Using a web link specifically provided by one of our financial security advisors who is authorized to make referrals online (see Appendix II), to complete his/her quote online. The entrant must have completed the online quote between October 18, 2021, and December 10, 2021. 
  
  No purchase is required. Each online quote provided (on the ia.ca website or using the web link provided by one of the financial security advisors authorized to make referrals online) for one of the abovenamed insurance products during the contest period gives the entrant one (1) chance to win per product. Only one online auto insurance quote, one online tenant’s insurance quote and one online homeowner’s home insurance quote will be accepted for the purposes of this contest, for a maximum of three (3) chances of winning during the contest period. Once the quote is completed, you will be automatically entered in the contest.
  
  The entrant is the person who completed the quote (online) and if declared the winner, the Prize will be awarded to this person.
  
  
• b) By submitting a 50-word text describing the importance of being properly insured for your car or home. You must also indicate your full name, date of birth, email address and telephone number. Limit of one entry per address. This text must be received at:   
  
  “Win $250 in Gas” Contest
  Industrial Alliance Auto and Home Insurance Inc.
  925 Grande Allée West, Suite 230
  Quebec City, QC  G1S 1C1
  
  The text must be received no later than 11:59 pm (ET) on Friday, December 10, 2021, and provides one (1) contest entry. 

3) ENTRY RESTRICTIONS

Limit of four (4) contest entries per person for the entire contest period. Any attempts to exceed the number of permitted entries, specifically by using multiple or different email addresses, identities, registrations or logins nullifies all entries submitted by the entrant and will result in immediate disqualification. Any and all use of automated devices, robots, scripts, macros or automated contest entry services will result in the immediate disqualification of all entries submitted by the entrant.

4) CONTEST PERIOD

The contest starts at 8:00 am (ET) on Monday, October 18, 2021, and ends at 11:59 pm (ET) on Friday, December 10, 2021. 

5) PRIZE

Each week during the contest period, one (1) winner will be drawn and will receive a $250 gas gift card redeemable at any Esso service station, for a total of eight (8) winners.

Throughout the contest period, the Organizer will distribute eight (8) $250 gas gift cards redeemable at any Esso service station, for a total prize value of $2,000.

6) ACCEPTANCE OF CONTEST RULES 

By entering the contest, the entrant agrees to comply with the contest rules and all decisions of the Organizer. 

The Organizer reserves the right to disqualify any entrant or contest entry that does not comply with the contest rules.

7) ODDS OF WINNING

The odds of becoming a winner and winning one of the eight (8) $250 gift cards redeemable at Esso service stations will be dependent upon the number of eligible entries received every week during the contest period, as well as the moment at which the entrant registers for the contest. Entrants are eligible for all draws following the date of their completed online quote for the duration of the contest, unless they are declared a winner in one of those draws. The entrant’s participation in subsequent draws will then be void.

For example, a person who completes an online quote for one of the products mentioned in item 2 during the first week of the contest will be eligible for all weekly draws of the contest that take place after the date of his/her online quote.

Once the entrant has been declared a winner, his/her participation in subsequent draws will be void.

8) PRIZE DRAWS

The eight (8) winners of the “Win $250 in Gas” contest will be determined by an electronic draw by a designated official at the head office of the Organizer, at 925 Grande Allée West, Suite 230 in Quebec City.

During the contest period, weekly draws will take place at 11:00 am (ET) on the first Wednesday following the last day of the previous week from among all entrants who have qualified in the weeks preceding the draw. All prize draw dates are detailed in Appendix I of these contest rules.

Maximum of one (1) prize per entrant. In the event that the same entrant is drawn a second time, the Organizer will draw again.

9) CLAIMING THE PRIZE

To be declared the winner, subject to eligibility, the entrant chosen by random draw must:

• a) Be reached by the Organizer by email or phone within five (5) business days of the draw
• b) Sign and return the Declaration and Release Form (hereinafter “Declaration Form”) provided by the Organizer. The form can be returned by mail to the address listed below or by email to  ls_marketing@iaah.ca within fifteen (15) days of receipt.

“Win $250 in Gas” Contest
Industrial Alliance Auto and Home Insurance Inc.
925 Grande Allée West, Suite 230
Quebec City, QC G1S 1C1

The Prize will be delivered by mail. It must be accepted as is, and cannot be transferred, assigned, substituted or exchanged, except at the sole discretion of the contest Organizer who reserves the right to substitute the Prize for a prize of equal value if, for any reason, the Prize cannot be awarded as is. 

Upon receipt of the Prize, the winner releases Industrial Alliance Auto and Home Insurance Inc., Industrial Alliance Insurance and Financial Services Inc., and its subsidiaries, representatives and employees from any liability and waives any damages which may result from the acceptance and use of the Prize. 

The winner acknowledges that upon receipt of the Prize, the fulfillment of prize-related obligations becomes the full and exclusive responsibility of the various goods and service providers.

10) REPRESENTATIONS OR WARRANTIES 

The Organizer makes no declarations or warranties, express or implied, as to the quality or suitability of the Prize awarded. The winner acknowledges and agrees that he/she may not attempt to receive reimbursement, make a claim or commence any type of legal action against the Organizer in the event the Prize is not suitable for the purposes described or if he/she is dissatisfied with the Prize as awarded.

11) DECISIONS AND DISPUTES

The “Win $250 in Gas” contest is organized and managed by the Organizer. 

The Organizer reserves the right to change the contest terms and conditions or to cancel the contest without prior notice, subject to approval by the Régie des alcools, des courses et des jeux.

All decisions by the contest administrators are final and binding. However, any dispute regarding the conduct or organization of a promotional contest can be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any dispute regarding the awarding of a Prize may be submitted to the Régie des alcools, des courses et des jeux only for the purpose of helping the parties reach a settlement.

12) ACCEPTANCE AND SUBSTITUTION

The Prize must be accepted as is, and cannot be transferred, assigned, substituted or exchanged for cash, except at the sole discretion of the Organizer who reserves the right to substitute the Prize for a prize of equal value if, for any reason, the Prize cannot be awarded as is.

The contest Organizer waives any and all liability where its inability to act is caused by a force beyond its control or by a labour dispute in its establishments or in the establishments of the organizations or business whose services are used for holding this contest.

13) LIMITATION OF LIABILITY

Entrants release the Organizer, its employees, agents, representatives and subsidiaries from any and all liability for damages resulting from their participation in the contest.

14) CHANGES TO THE CONTEST

The Organizer reserves the right, in its sole discretion, to modify, cancel or suspend this contest, in whole or in part, in the case of an event or a deliberate attempt to undermine the administration, security, impartiality or operation of this contest, as provided in these contest rules, subject to approval by the Régie des alcools, des courses et des jeux, if necessary. In all circumstances, the contest Organizer, its subsidiaries, advertising and marketing agencies, goods and service providers related to this contest, as well as its representatives, agents and employees shall not be required to award more prizes or other prizes than those stated in these contest rules.

15) USE OF THE WINNER’S NAME

The winners authorize the Organizer to use their name, photograph, place of residence, voice or image for publicity purposes, without any compensation beyond the prize awarded, and they agree to have this information posted on websites and Facebook pages of iA Financial Group, its affiliated agencies and its representatives. 

16) ENTRY MATERIALS AND COMMUNICATIONS

The Organizer remains at all times the exclusive owner of all contest entry materials and communications.

17) APPLICABLE LEGISLATION

The contest is subject to all applicable federal, provincial and municipal legislation as well as to these contest rules, which are available from the Organizer at www.ia.ca/contest-quote.

All applicable contest fees pursuant to the Act respecting Lotteries, Publicity Contests and Amusement Machines have been paid.

18) SEVERABILITY

Where a paragraph of these contest rules is declared or judged illegal, unenforceable or invalid by a competent jurisdiction, the paragraph in question will be considered void, but all other unaffected paragraphs will be applicable to the extent permitted by law.

19) PERSONAL INFORMATION

• a) For the purposes of this contest, the Organizer will gather and securely store your personal information.  
• b) The Organizer will use this personal information to identify entrants and to contact the contest winner. The information gathered will also be used for solicitation purposes and to calculate the number of entries. 
• c) If the Organizer uses the services of specialized companies to deliver the Prize, they are only authorized to use the personal information collected for the purposes of delivering the Prize. 
• d) If you have any questions regarding the use or disclosure of your personal information, please review the Privacy Policy for iA Financial Group at https://ia.ca/privacy-policy.  
• e) Anyone may obtain a copy of these contest rules as well as the name of the contest winners by sending a written request to the following address:  

“Win $250 in Gas” Contest
Industrial Alliance Auto and Home Insurance Inc.
925 Grande Allée West, Suite 230
Quebec City, QC G1S 1C1
Contest rules are also available at: www.ia.ca/contest-quote