All-risk coverage protects your property both inside and outside your home against most risks, such as fire, theft, vandalism, accidental breakage and certain types of water damage.

Examples of covered losses:

You go on a trip and lose your luggage. You forget your camera at a restaurant, but when you go back to find it, it’s gone.

Examples of covered accidental breakage:

Your dog wrecks your furniture while you’re gone. Your niece drops your computer. Your son doodles on your bedroom furniture.