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Contribution Requirements for the Quebec General Prescription Drug Insurance Plan

News Release

This communiqué is intended for you if you have plan members residing in Quebec.

Effective July 1, 2014, the contribution requirements for the Quebec General Prescription Drug Insurance Plan were changed as indicated in the following table:

  Before July 1, 2014  As of July 1, 2014 
 Monthely deductible $16.25 $16.65 
 Coinsurance 32%  32,5% 
 Maximum annual out-of-pocket         $991.92 $1 005.96
 Annual premium $607

Le maximum admissible pour les aides antitabagiques en vertu de la RAMQ demeurera le même en 2015 :

  Before January 1, 2015  As of January 1, 2015 
Maximum eligible amount                 $700 $700 

Impact on Industrial Alliance Group Insurance Plans

The legislative changes do not require an amendment to your group insurance contract since the coverage provided is at least as generous as the public drug plan. In addition, our group contracts stipulate that “any modification to the Act respecting prescription drug insurance which relates to the basic prescription drug insurance plan will also modify the relevant provisions of the present contract.” As a result, your drug benefit is now adjudicated on the basis of the new parameters of the public drug benefit, effective July 1, 2014. The eligible maximum with regard to smoking cessation products will be the same in 2015.

Please contact your benefits advisor or your Industrial Alliance group account executive for further information.