Investment Solutions

Thanks to our vast selection of investment options, we offer simple and accessible solutions to suit all risk profiles. Members can enjoy the benefits of a well-diversified portfolio of assets with excellent growth potential.

ATTITUDE portfolios

Pre-built life cycle portfolios – among the most advanced investment solutions in Canada.

Pre-built life cycle portfolios – among the most advanced investment solutions in Canada.

Completely revised in 2015, the ATTITUDE Portfolios are a smart, high-performance solution that evolves automatically. By adapting to the life cycle and investor profile of each plan member, this solution removes the burden of periodically monitoring market fluctuations and reviewing ones’ investments.

The new iteration still includes five investor profiles - a unique feature in Canada - and 13 target retirement periods, for a total of 65 ATTITUDE Portfolios.

Asset allocation offers more space to equity funds, thus increasing potential returns without negatively affecting investment security. Moreover, the ATTITUDE Portfolios will continue to evolve 10 years after retirement.

Build your own portfolio

A wide choice of funds from which to build your own customized portfolio.

A wide choice of funds from which to build your own customized portfolio.

Plan members have the option of building their own personalized portfolio from our comprehensive selection of investment funds.

Members may, at any time, draw on the expertise and knowledge of our investment management team as well as experienced portfolio managers.

Guaranteed retirement income

SecurOption – Lifetime retirement income, a unique solution within the industry

SecurOption – Lifetime retirement income, a unique solution within the industry

SecurOption allows members aged 45 or older to actively plan their retirement by periodically purchasing annuities, for which the payment amount is known in advance, through their accumulation plan.

You can offer this investment option to your employees by integrating it in your group RRSP or your DPSP.

Upon a member’s retirement, the amounts deposited into SecurOption will become a guaranteed source of regular income which will complement government benefits.

Want to know more? Go to http://securoption.com/en/.

2014 – IFCA honourable mention

Guaranteed investments

A safe solution for many investors.

A safe solution for many investors.

Guaranteed investments are available for 1- to 10-year terms. This investment option offers a stable rate of return while protecting capital. In the event of market fluctuations, the amount invested remains untouched and continues to generate interest.

Automatic rebalancing of investments

A mechanism that automatically adjusts members’ asset allocations in line with their retirement objectives.

A mechanism that automatically adjusts members’ asset allocations in line with their retirement objectives.

Regardless of whether they choose a pre-built portfolio or opt to build their own, plan members can benefit from an automatic rebalancing of their investments.

This automatic mechanism periodically rebalances the member’s portfolio asset mix in line with the initial target allocation and investor profile.

So while the markets may fluctuate and affect the asset mix according to changes in returns, your plan members will be happy to count on a built-in mechanism that keeps them on course towards their retirement objectives without any extra work or worry on their part.