Investment Solutions

Thanks to our vast selection of investment options, we offer simple and accessible solutions to suit all risk profiles. Members can enjoy the benefits of a well-diversified portfolio of assets with excellent growth potential.

ATTITUDE portfolios

Pre-built life cycle portfolios, one of the most complete investment solutions in the industry.

Pre-built life cycle portfolios, one of the most complete investment solutions in the industry.

ATTITUDE portfolios are an investment solution that adapts to both the life cycle and investor profile of each member.

Our 65 ATTITUDE portfolios take into account the member’s risk tolerance and target retirement date. Thanks to dynamic asset allocation, portfolios become more conservative as the retirement date approaches.

What’s more, ATTITUDE portfolios continue to evolve over the 10 years following retirement. This means that investments continue to generate returns after retirement begins, while limiting risks due to market fluctuations.

Build your own portfolio

A wide choice of funds from which to build your own customized portfolio.

A wide choice of funds from which to build your own customized portfolio.

Plan members have the option of building their own personalized portfolio from our comprehensive selection of investment funds.

Members may, at any time, draw on the expertise and knowledge of our investment management team as well as experienced portfolio managers.

Guaranteed retirement income

SecurOption – Lifetime Retirement Income, the only solution of its kind in the industry.

SecurOption – Lifetime Retirement Income, the only solution of its kind in the industry.

Many workers fear, and with good reason, that with government benefits constituting the only guaranteed portion of their retirement income,  they will not have enough to cover basic needs such as housing, food and healthcare.

SecurOption enables your employees to increase the portion of their future retirement income that is guaranteed and known in advance, as soon as they start contributing to their retirement plan.

At retirement, the amounts allocated to SecurOption will result in regular, guaranteed income that will supplement government benefits.

Find out more about SecurOption – Lifetime Retirement Income.

SecurOption – Lifetime Retirement Income

2014 – Honourable Mention

SecurOption – Lifetime Retirement Income

Guaranteed investments

Une solution sécuritaire pour de nombreux investisseurs.

Une solution sécuritaire pour de nombreux investisseurs.

Guaranteed investments are available for 1- to 10-year terms. This investment option offers a stable rate of return while protecting capital. In the event of market fluctuations, the amount invested remains untouched and continues to generate interest.

Automatic rebalancing of investments

A mechanism that automatically adjusts members’ asset allocations in line with their retirement objectives.

A mechanism that automatically adjusts members’ asset allocations in line with their retirement objectives.

Regardless of whether they choose a pre-built portfolio or opt to build their own, plan members can benefit from an automatic rebalancing of their investments.

This automatic mechanism periodically rebalances the member’s portfolio asset mix in line with the initial target allocation and investor profile.

So while the markets may fluctuate and affect the asset mix according to changes in returns, your plan members will be happy to count on a built-in mechanism that keeps them on course towards their retirement objectives without any extra work or worry on their part.